PDA

View Full Version : If I file bankruptcy will a credit card be included if they already got a judgment


slew123molt225
Jul 1, 2010, 05:29 AM
I have $40,000 in credit card debt. One company I owe $15,000 obtained a judgment. They have already gotten $4000 by garnishing my chekcing account, and now say I owe $16,000 due to interest. This is impossible and never ending. If I file bankruptcy, will the company with the judgment be inluded in the bankruptcy?

JudyKayTee
Jul 1, 2010, 05:40 AM
In a word, yes.

JudyKayTee
Jul 7, 2010, 06:06 PM
You are absolutely incorrect about Bankruptcy and prior Judgments - that debt is considered just like all the other debts.

As far as the rest of this - it's advertising YOUR site!

Fr_Chuck
Jul 7, 2010, 06:22 PM
I deleted the poster trying to go with the "credit counseling" most are rip off companies at best, many under investigation for false claims. And once they have a judgement they are not going with a counseling company

But yes it will be included in the bankruptcy, there are requirements to meet to file but an attorney will go over those with you

goreliklaw
Jul 19, 2010, 12:13 PM
Yes, the judgment would be "included" in the bankruptcy. You likely won't be able to get back the money they already garnished, but the garnishments and levies will stop. This is all assuming you can file for bankruptcy and it makes sense given your situation.