DuchessB
Dec 19, 2008, 05:04 PM
Hi,
I am a single woman with a live in friend. We bought a home together and two vehicles. I bought some equipement a few months ago but after a financial hardship could not afford the monthly bill. The company sold the account to another agency and now that agency is threating to take me to court, garnish my wages, place a lien on all property. I tried to set up a monthly payment, but they would not accept anything less than $1,200 down and $75 per month, I can not afford this and have advised them of this. They do not want the equipment back and actually refused any payment below the above mentioned amount.
I just want to know can they put a lien on any of my property if there is a co-owner?
I am a single woman with a live in friend. We bought a home together and two vehicles. I bought some equipement a few months ago but after a financial hardship could not afford the monthly bill. The company sold the account to another agency and now that agency is threating to take me to court, garnish my wages, place a lien on all property. I tried to set up a monthly payment, but they would not accept anything less than $1,200 down and $75 per month, I can not afford this and have advised them of this. They do not want the equipment back and actually refused any payment below the above mentioned amount.
I just want to know can they put a lien on any of my property if there is a co-owner?