How do creditors find my assets? How can they find my bank accounts? If I transfer my cars to my children can they go back and make a claim on these? The cars are not worth very much, over 10 years old.

I can't afford an attorney and do not know where to turn for help.

If you ever paid them, with a check or debit card, then they already have your banking information.

They find it by using public records, and banking records. If you move property merely to hide it, yes they can still take it.