View Full Version : Trying to get credit and can't
topladyj
Mar 5, 2008, 02:38 PM
As some of you may rember I was asking about how to get credit if everyone turns me
Down some of you said to get a secured credit card... but I was curious is a secured credit card and a prepaid credit card the same thing?
Fr_Chuck
Mar 5, 2008, 03:40 PM
No they are not, a prepaid card is not really a credit card but a debit card.
A secured card is a actual line of credit that uses the money you depoist into a separate account with their company to secure your line of credit.
topladyj
Mar 7, 2008, 12:49 PM
Do You Have Any Recommendations For The Best Cards Or Websites To Apply?
cmm4ever
Mar 12, 2008, 08:02 AM
Im trying to get/build credit also. I was told to try working out something with my banK like get a secured credit card.
Fr_Chuck
Mar 12, 2008, 09:23 AM
Ok, I am mixed on recommending them, if you follow all the rules, if you pay on time, never late, they can be great, but if you are late, you will see your interest rate triple or more
Capitol One has a good secured card.
topladyj
Mar 12, 2008, 10:12 AM
Thanks I didn't know capital one did secured credit cards. I will try them and also my local bank thanks guys good luck to you to cmm4ever
Kishawnee
Apr 17, 2011, 02:33 PM
How can I get a credit card. I live in St. Thomas virgin islands