[ScottGem]

I just leased a 2017 Subaru Legacy for 3 years. The dealer is trying to get us to accept a package that will cover us for any minor damage (dings and dents) to the car so we won't be responsible when we turn it in in 3 years.

I'm just not sure if is worth it. The package costs $900 and they will add $25 to the monthly lease payment. This is only the second time that I've leased a car, I don't r3ecall being offered anything like this the last time. Does anyone know anything about this who can give me advice?

[Fr_Chuck]

When you turned in the last lease car, what was the penalty for minor dings ?

[ScottGem]

There was none as I recall (it was more than 10 years ago), but it was turned in a few month earlier at a different dealer where I was purchasing a used car.

[ma0641]

What is your risk tolerance? In risk management the final point is a Quiet Nights Sleep. Your choice.

[RickMN]

First, read the terms of the lease to find out how they define the condition upon return. Based on that, get a quote from your car insurance carrier for this kind of protection as well as GAP coverage. The rule is: buy cars from a car dealer, buy insurance from an an insurance company.

[joypulv]

I would just take a ton of pictures of the car the day you go get it (with the sales manager in some of them).