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    dalefleury's Avatar
    dalefleury Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Oct 16, 2013, 11:17 AM
    EQUIFAX Credit report address
    I checked my credit report and it shows my address as being in a city that I do not live, and it shows my present address as being my "previous address".
    I have contacted EQUIFAX and they are unable (or unwilling) to tell me where they got the address from (the one I have never lived at - in another City). All they will say is that it came from one of my creditors or my bank. I have checked with all, and no one has this address in another city connected to me.

    What can I do to find where this address came from and how do I correct it. I sent them a fax with all the details, and they changed it but 15 days later it was changed back, and EQUIFAX can't (or won't) tell how or why it was changed.

    If this information is incorrect, what else are they reporting incorrectly.
    ma0641's Avatar
    ma0641 Posts: 15,675, Reputation: 1012
    Uber Member
    		  
    #2

    Oct 16, 2013, 01:43 PM
    Under the Fair Credit Reporting Act, you can have errors removed by submitting a written credit report dispute to the credit bureau(s) that list the inaccurate information. Once you submit your credit report dispute, the credit bureau(s) and the business providing the information have some steps to follow.

    The credit bureau has 30 days to investigate your dispute and respond to you, in writing, with the results of the investigation. Any data you provided about the inaccuracy of the information will be forwarded to the original information provider. The information provider is then required to investigate and respond back to the credit bureau.

    Equifax
    P.O. Box 7404256
    Atlanta, GA 30374-0256

    Experian
    Dispute Department
    P.O. Box 9701
    Allen, TX 75013

    TransUnion
    Consumer Solutions
    P.O. Box 2000
    Chester, PA 19022-2000
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Oct 16, 2013, 02:41 PM
    They will remove the inaccurate info, but not tell you where it came from.

    Why does it matter so much?
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