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    Oneill474's Avatar
    Oneill474 Posts: 427, Reputation: 2
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    #1

    Jun 26, 2012, 01:54 PM
    Socail Security Benefits for Wife
    Wife is 62 years old, with no social security credits of here own. The husband
    Has been collecting Social Security for 20 years. They have been married for 40 years. I wonder what percentage of the husband's social security check would she receive. Some have told me 70%??
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Jun 26, 2012, 02:01 PM
    She will collect 1/2 of his benefits if she retires at full retirement age - Retirement Planner: Benefits For Your Spouse
    Oneill474's Avatar
    Oneill474 Posts: 427, Reputation: 2
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    #3

    Jun 28, 2012, 07:43 AM
    Quote Originally Posted by Oneill474 View Post
    Wife is 62 years old, with no social security credits of here own. The husband
    has been collecting Social Security for 20 years. They have been married for 40 years. I wonder what percentage of the husband's social security check would she receive. Some have told me 70% ????

    I wonder how much she would get at 62?? Couldn't be much.
    Because at full retirement it is only 50%
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #4

    Jun 28, 2012, 07:54 AM
    It's in the site I posted:

    "If you start receiving spouse's benefits at age 62, your monthly benefit amount is reduced to about 32.5 percent of the amount your spouse would receive if his or her benefits started at full retirement age. (The reduction is about 67.5 percent.) The reduction for starting benefits as a spouse at age

    63 is about 65 percent;
    64 is about 62.5 percent;
    65 is about 58.3 percent;
    66 is about 54.2 percent; and
    67 is 50 percent (the maximum benefit amount)."
    Oneill474's Avatar
    Oneill474 Posts: 427, Reputation: 2
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    #5

    Jun 28, 2012, 09:27 AM
    Quote Originally Posted by Oneill474 View Post
    Wife is 62 years old, with no social security credits of here own. The husband
    has been collecting Social Security for 20 years. They have been married for 40 years. I wonder what percentage of the husband's social security check would she receive. Some have told me 70% ????

    Very Good information. Monthly check from husband is $1,389
    67.5% of $1,389 is $937.00. If the wife decided to collect at 62.

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