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    Motherofmany's Avatar
    Motherofmany Posts: 34, Reputation: 2
    Junior Member
    		  
    #1

    Feb 16, 2012, 08:40 PM
    Ny auto Insurance accident information
    How do auto insurance companies determine who pays for damages, When You are in an accident?How dose Ny No fault law work?
    Motherofmany's Avatar
    Motherofmany Posts: 34, Reputation: 2
    Junior Member
    		  
    #2

    Feb 16, 2012, 09:10 PM
    How does Ny No fault law work?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Feb 17, 2012, 04:50 AM
    The way no fault works, is each carrier pays their insured's expenses.

    Fault is generally determined by investigation.

    This site may help:

    NY Insurance Department FAQ's About NY No-Fault Insurance | NY Malpractice Attorney | New York Lawyer
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
    		  
    #4

    Mar 1, 2012, 06:02 PM
    Slight correction - no fault USUALLY and basically refers to medical bills. Your own insurance company pays your medical bills. You do not sue the other party for those bills.

    Damage - your insurance company will pay if you have comprehensive coverage and will then sue the other driver.

    Fault for the accident and no-fault insurance are two different things. Investigators determine fault.
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