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    luisvarela's Avatar
    luisvarela Posts: 2, Reputation: 1
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    #1

    Feb 14, 2007, 05:18 PM
    Property Liens
    Hello, I am selling my house and the title company told me that I have 3 liens against the property that don't belong to me, they are placed for people with similar name than mine, I bought this property a year a half ago and it was with clear title, how can I remove them?
    And why is that these people put a lien in someone else's property because of the similirary of names?
    Thanks!
    Luis.
    LisaB4657's Avatar
    LisaB4657 Posts: 3,662, Reputation: 534
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    #2

    Feb 14, 2007, 05:36 PM
    You didn't mention what state you're in, but in NJ when the seller has a common name there are often pages and pages of judgments that show up in the title search. The seller must sign a form at the closing called an Affidavit of Title and one of the items on that form says that the seller swears that the judgments listed on that judgment search are against people with a similar name and not against the seller. Then the title company removes the judgments as an exception to the title and issues a clear title insurance policy to the buyer at the closing.

    Check with the title company to see if they do something similar in your location. Also provide the title company with a copy of the title insurance policy you received when you bought the property.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Feb 14, 2007, 05:48 PM
    Your title company or perhaps I would strongly advice a title attorney can help you best in your area. Here you will actually have to call for a hearing for each lien and have a judge rule on it to get it taken off.
    luisvarela's Avatar
    luisvarela Posts: 2, Reputation: 1
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    #4

    Feb 15, 2007, 08:40 AM
    Quote Originally Posted by Fr_Chuck
    Your title company or perhaps I would strongly advice a title attorney can help you best in your area. Here you will actually have to call for a hearing for each lien and have a judge rule on it to get it taken off.

    Thank you Chuck, I live in Arizona and I will find out with the title company what can I do..
    Luis.

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