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    mhowes's Avatar
    mhowes Posts: 2, Reputation: 1
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    #1

    Jun 12, 2011, 09:59 AM
    Will insurance replace a streaked roof?
    My roof has bad streaking on it and is over 20 years old. Will my insurance company cover the cost of a new roof?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #2

    Jun 12, 2011, 10:01 AM

    Highly unlikely. Sounds like wear and tear which is generally not covered by home owner's insurance.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Jun 12, 2011, 11:28 AM

    No, it will only replace damaged roofs
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #4

    Jun 12, 2011, 11:31 AM
    Quote Originally Posted by Fr_Chuck View Post
    No, it will only replace damaged roofs
    And even that depends on the reason for the damage.
    twinkiedooter's Avatar
    twinkiedooter Posts: 12,172, Reputation: 1054
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    #5

    Jul 15, 2011, 07:02 PM

    Streaking is a cosmetic problem and not a structural problem causing water intrusion. No, they won't cover this. When you do replace your roof you need to address what pieces of metal are leeching the streaking and have the metal properly addressed so it won't streak onto your new roof.
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