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    jessica427's Avatar
    jessica427 Posts: 2, Reputation: 1
    New Member
     
    #1

    Nov 11, 2010, 09:05 AM
    Credit card debt
    I got letters from attorneys stating that I have been sued over a credit card debt. I have nor received anyhtng from anybody else,can they get money from my bank account. I live in Texas. What if I try to settle the debt??
    jessica427's Avatar
    jessica427 Posts: 2, Reputation: 1
    New Member
     
    #2

    Nov 11, 2010, 09:08 AM
    Credit card debt
    I have just received letters from law firms that I am been sued over credit card debt. I live in Texas. Can they get my money from my bank account. What if I try to settle the debt?? Please help
    DownUnder's Avatar
    DownUnder Posts: 492, Reputation: 24
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    #3

    Nov 11, 2010, 05:51 PM

    If you owe it then morally you should try to pay it. Have you tried to work out a payment plan? Have you not received letters and calls? I don't know about wage garnishments in TX but they can "attach your bank account" IF they get a judgement
    Against you. If you get a summons please do not ignore it.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #4

    Nov 11, 2010, 05:53 PM

    Until they win a judgment in court they can't attach your bank accounts. Letters are not legal action. Until you receive a summons, its just threats.

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