Credit Card Debt
I got served with papers by a law firm, in which I researched and everything I have read has bad things about them. It said they are one of the 100 worst collection agency's. (Frederick J. Hanna). Anyway before I started researching this company, I talked to them about setting up a payment plan. They wanted me to put $1100 down and $125 a month. Well as a single mom, I can't afford the $1100. I know I owe the money and also everything I have read about this company says do not give them your account numbers, they have messed up so many peoples bank accounts. Should I just file an answer saying I admit to all the allegations or should I file an Intend to Defend?
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