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    apryl.rickard's Avatar
    apryl.rickard Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Sep 1, 2010, 04:21 AM
    No fault insurance is it a good thing?
    I was a passenger in an auto accident, the vehicle behind us was at fault and ticketed. But attorney say that,since I don't own a car ,the nofault insurance will see who of next of kin in my family who has insurance, and pull they insurance to cover my medical expenses, my question is; will this make my realitive premium high, even though they had nothing to do with accident.
    bendingleconte's Avatar
    bendingleconte Posts: 112, Reputation: 9
    Junior Member
    		  
    #2

    Sep 1, 2010, 05:12 AM

    What state are you in? Also, who was paying for the attorney? (you, the insurance company, your friend, etc.)

    Medical Payments or Personal-Injury Protection (PIP) designed to cover your medical expenses no matter who is at fault. These coverages are stated in most policies to cover passengers as well. In a "no-fault" state, the driver of the car you were in would typically pay for all occupants of the vehicle up to the limits of the policy.
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