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Which credit card companies use equifax or transunion or both for credit cards?
I want to establish credit on my own. I have tried with experian and have 10 hard hits got turned down because of insufficient credit historty and to many recent inquires. My equifax score is 787 My transunion is 770. My problem is I am new to credit and my present accounts are permissive user accounts since I was a student. I have 50K in available credit on my parents and I want to cancel my college accounts and go on my own. I want to apply but only with credit cards that use equifax since I have only three hard hits. Does anyone know of a credit card?
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