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    mjasso08's Avatar
    mjasso08 Posts: 2, Reputation: 1
    New Member
     
    #1

    Feb 4, 2010, 08:44 AM
    Home howners insurance
    I was dropped by Allstate about a month ago, due to three claims I've had within the last five years. I've had a couple of quotes, no less than 1,400 premium a year, with
    Foremost. Does anybody know of an insurance company that might be cheaper?
    nikosmom's Avatar
    nikosmom Posts: 1,611, Reputation: 488
    Ultra Member
     
    #2

    Feb 4, 2010, 09:28 AM

    Having had 3 claims in a short period, you're going to have to look to a smaller company which won't necessarily be cheaper. You present a greater risk and until you're a claim-free for a number of years, you will have to suck it up.

    Foremost is known for taking on "riskier" policies so they may be your best bet. Most of the larger companies won't touch you with so many claims but check your Yellow Pages for a local company.
    Rover88's Avatar
    Rover88 Posts: 68, Reputation: 14
    Junior Member
     
    #3

    Feb 4, 2010, 03:46 PM

    Top-line direct writers like Allstate (State Farm, Nationwide) are generally more restrictive on their underwriting than some of the smaller companies. Find a well-regarded independent insurance agent (who writes for several/many companies) in your area.
    Bill

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