[jsu0272n]

So I'm a junior in college the car I have been driving for years finally made its last ride I really need to get a new car so that I can work and go to school. I have no family that can help me with a cosign and I only make about 1000$ a month cause I'm working my way through school I have the money to make payments around $200 a month or so and maybe a $2000 down payment but I have no credit not bad credit just no credit. Does anyone know of a way to get a car loan as a student with no cosigner, no credit and on such a small income. They usually want you to have a $1800 minimal monthly income for a loan.. this is so frustrating cause I no many people in my same predicament I think there should be some kind of program to help under privileged college students get a car loan. Cause if I wasn't in school then I could a afford to get a new car and get the loan no problem cause my income would be higher it seems like a catch 22!!

[N0help4u]

Have you tried used car dealers that say they no credit necessary as long as you have a decent job? You have to be careful with them though cause they will sell a lemon then you have to take them to court.

Also maybe a private owner that is selling a car for a couple thousand might be an option

[jsu0272n]

Have you tried used car dealers that say they no credit necessary as long as you have a decent job?

Yeah I have looked at those places but it ridiculous 2 or 3 thousand dollar down payments and 2 or 3 hundred dollar monthly payments for a car that looks and runs like crap I just don't know if I can bring myself to waste my money and time on something like that. You can get a brand new car for 2g's down and 250 a month and they want more than that for a 7 or 8 year old vehicle in mediocre condition

[Fr_Chuck]

I know of no place with that low income you can or should be getting a car. Most buy here / pay here places are looking at 300 or 400 a month payments on over priced cars.

[justcurious55]

I bought my first car not that long ago. I couldn't find any new cars for as cheap as you're saying. That's how much my car ended up being, I bought it used. Are you sure you've really looked hard enough? It took awhile, but I ended up getting a good deal. The car I bought was a few years old but had hardly been driven. I bought it from a consignment dealer. You have to look everywhere. And don't be afraid to try for a lower price. The worst that can happen is they say no and you keep looking.

[DownUnder]

With the ecomony being what it is ,maybe you can find someone who needs to get rid of a car.
I know where I live and we have the highest
unemployment in our state people can not find a job so many have started selling their cars.
I recently got a 2007 Honda for way below
its value simply because someone could not make the payments. I took it to my mechanic
who said the car was in great shape and if I didn't buy it he would! So that may be an avenue to look at.