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    JFormby's Avatar
    JFormby Posts: 28, Reputation: 2
    New Member
     
    #1

    May 20, 2009, 01:40 PM
    Credit scores/no credit cards
    If a person has never applied for a credit card, has always paid with cash, do they have a credit score at all, is this score a good credit score or a bad credit score?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #2

    May 20, 2009, 02:34 PM

    Most likely it will be a lower score with no history. It won't be a terrible score because there are no negatives.

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