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    hudsonbay's Avatar
    hudsonbay Posts: 1, Reputation: 1
    New Member
     
    #1

    Mar 31, 2009, 05:17 PM
    Does changing jobs affect getting a mortgage?
    I'm currently working in the customer service field and I will be getting my dental hygiene license and wanted to know if I switch to a job working as a dental hygienist will it affect me trying to get a mortgage in October when I will not have two years on the job history? I was told that it has two be the same job for a consecutive two years in order to qualify for a mortgage? Any knowledge or insight on this subject would be much appreciated!! :p
    ebaines's Avatar
    ebaines Posts: 12,131, Reputation: 1307
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    #2

    Apr 2, 2009, 11:18 AM

    Changing jobs shouldn't affect your ability to get a mortgage, as long as you can show a continuous wage history.
    Xyzpdq0121's Avatar
    Xyzpdq0121 Posts: 85, Reputation: 6
    Junior Member
     
    #3

    Apr 11, 2009, 11:07 PM

    It could effect you but I doubt it... I guarantee, they way I see things going in the lending area, they are looking for reasons to turn people and loans down so it would not surprise me if they made it a bit harder for you!
    nikosmom's Avatar
    nikosmom Posts: 1,611, Reputation: 488
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    #4

    Apr 11, 2009, 11:25 PM

    2 years continuous employment history is what's most important but also it should work in your favor that your new job isn't just a "job". Rather more of a long-term career option.

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