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    shartley123's Avatar
    shartley123 Posts: 1, Reputation: 1
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    #1

    Oct 1, 2008, 08:44 PM
    Is there a time limit on being garnished
    Do you have to be on a job for a specific Time before they can garnish your income? I only work 4 months out of the year, can they garnish me? I am in Indiana and really curious about this
    Justice Matters's Avatar
    Justice Matters Posts: 210, Reputation: 27
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    #2

    Oct 1, 2008, 08:52 PM
    Until and unless someone posts some information specific to Indiana we can provide the following general information.

    A garnishment, like any enforcement remedy, can be exercised at any time so long as a judgment remains enforceable. How long judgments remain enforceable vary from jurisdiction to jurisdiction.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #3

    Oct 2, 2008, 07:27 AM
    Quote Originally Posted by shartley123 View Post
    do you have to be on a job for a specific Time before they can garnish your income? I only work 4 months out of the year, can they garnish me? I am in Indiana and really curious about this

    Yes, they can file a garnishment against any wages as long as the Judgment is "alive." They could - technically - file against you if you only worked one day.

    The garnishment cannot leave you penniless: "Under federal law, you cannot garnish more than 25% of the debtor's disposable income. There is an additional protection for low-income people: A wage earner must be left with a weekly wage equal to 30 times the current federal minimum wage -- which has been $5.15 since June 2000. This means that the debtor gets to keep the first $154.50 per week; you can garnish 25% of the excess. (15 U.S.C. §1673(a)(1).)"

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