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    seekinglight49's Avatar
    seekinglight49 Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Jul 9, 2008, 07:31 AM
    Credit card debt advise
    First let me say I am very thankful that there is a site to ask questions, I just found out about this site. I got behind on my one credit card, chase, that got sent to a debt collector and now my debt evidently has been recently sold to a lawyer in Georgia. I have received a couple of phone calls and yesterday I got a letter from them. I live in Florida. My question is can a lawyer in Georgia bring suit against me or take me to court here in Florida? Any advise on how I can settle this debt by paying a portion of it, how I would go about that, would be greatly appreciated. Thank you so much.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Jul 9, 2008, 07:37 AM
    Yes, they can sue you in FL, they probably have a companion firm to do that.

    At this point, if you can pay a lump sum, then offer a settlement of 50% of the balance. If you can't do a lump sum, then offer a reasonable payment schedule.
    TheCleaner's Avatar
    TheCleaner Posts: 152, Reputation: 3
    Junior Member
    		  
    #3

    Jul 9, 2008, 01:33 PM
    Before you do that or anything else, how long ago you made your last payment on that account?

    Carl.-
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