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    introuble's Avatar
    introuble Posts: 5, Reputation: 1
    New Member
     
    #1

    Feb 24, 2006, 11:00 AM
    Reading my credit report
    :mad: I recently requested a copy of my credit report because I had paid off some chargeoffs and bad debt. I am trying to determine when these accounts will drop off my report. There are 2 different dates for last activity and last payment. What date should I go by? Also, 2 accounts only list a payment date, no activity date.
    RickJ's Avatar
    RickJ Posts: 7,762, Reputation: 864
    Uber Member
     
    #2

    Feb 24, 2006, 11:03 AM
    Actually, payment is considered "activity"... one of those catch-22s.

    As for showing 2 different last activity dates, I'm not sure. What report are you looking at:
    TransUnion
    Equifax, or
    Experian?
    introuble's Avatar
    introuble Posts: 5, Reputation: 1
    New Member
     
    #3

    Feb 24, 2006, 11:06 AM
    Looking at Equifax

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