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    Brenok's Avatar
    Brenok Posts: 47, Reputation: 6
    Junior Member
    		  
    #1

    Feb 22, 2008, 01:54 PM
    Discovery Request
    When a debt collector states the debt was "assigned" to them, what documents or information should I request in discovery? Is this different from proving "purchase" - I am dealing with a bottom feeder junk debt buyer. Thanks again!
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Feb 22, 2008, 02:01 PM
    You need to see the contract that gave them either ownership of the debt or the right to collect it.
    Brenok's Avatar
    Brenok Posts: 47, Reputation: 6
    Junior Member
    		  
    #3

    Feb 22, 2008, 03:51 PM
    I am going to request that information but their complaint stated that the OC assigned the debt, was just wondering what kind of documents I request.

    When a debt is assigned, is it necessarily purchased by a junk debt buyer or does the OC give them rights to collect and split the funds collected, if any.

    Thanks again Scott
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #4

    Feb 22, 2008, 05:58 PM
    A debt may be assigned by a creditor to a collection agency or sold to a collector. An assigned debt is still owned by the creditor
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