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    margarita_momma's Avatar
    margarita_momma Posts: 299, Reputation: 46
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    #1

    Jan 3, 2008, 02:33 PM
    How to get ex-husbands card off my credit report
    Hi everyone. I pulled a copy of my credit report yesterday and I noticed that my ex-husband's Visa card is still on my list of credit. I was only an authorized signer on the account but I was taken off during our divorce. How can I get this off my credit report. He has that card maxed out and its dragging my score down? Thanks in advance. :cool:
    ISneezeFunny's Avatar
    ISneezeFunny Posts: 4,175, Reputation: 821
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    #2

    Jan 3, 2008, 02:52 PM
    Call up the company. Tell them that you two are divorced. They may request evidence of a divorce.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Jan 3, 2008, 03:34 PM
    To be taken off, the credit card company often has to be given official notice from the owner of the card, did your ex send in a signed request to have you taken off as per the divorce order?

    Often most credit card companies wll require a official notice
    margarita_momma's Avatar
    margarita_momma Posts: 299, Reputation: 46
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    #4

    Jan 3, 2008, 03:38 PM
    If it turns out that I am still on the account, once I am taken off will the card be taken off my credit report?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #5

    Jan 3, 2008, 05:48 PM
    No, but it will not be further reported. Since it was on it from a time you were still on the account, it has a legal status to be on it.

    For the good news, with the laws now, just as a authorised user, not a co/owner, you can't be forced the bills. But the negative information can be placed as long as you are listed as a authorised user.

    But for what it is worth, the good news, in about 2 years, the positive or negative credit can not be reported on authorised users.
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