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    1windstar2's Avatar
    1windstar2 Posts: 5, Reputation: 1
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    #1

    Dec 24, 2007, 02:06 PM
    Authorized user making C.C. Payments.
    My mother put me on her credit card as an authorized user. I have used the card extensively. I have been making the monthly payments on the card. My mom does not think I will be responsible for continuing to make payment on card if she dies. Am I still held resonsible because I have charged on her card as a authorizd user and have been making the payments? Also, will the card remain open so I can continue to use it and make payments as needed?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Dec 24, 2007, 02:21 PM
    If she dies and is the ower of the card and the card is in her name, her estate becomes responsible for the debt ( just like right now she is actually the legally responsible party to pay)

    So at her death , the credit card company is notified and the accouint will be closed. Her estate will be responsible to pay this debt from money in the estate.

    If you want a card in your name, perhaps your mother can sign as a co=signer for your own card.
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