[chochocho]

How do you get over the problem of a defaulted student state (not federal) student loan which affects u from ever getting a federal loan and prevents you from continuing your education in the US until the loan's been paid off even though you haven't gotten your college degree yet.

[slippydippydo]

Strange question, "How do you get over it . . ."

How do you fix it? There are several potential options, including debt management plans or potentially paying off the loan in a bankruptcy.

To answer the question, "How do you get over it . . ." you just do. You get past it and you don't let it hold you back.