[Montreal007]

I am 30 yrs old, and makee too nice money, but have bad credit and I want to go back to school. I need as much grant info as possible. I have been accepted to Devry and it's about $22,000 a year.

[Emland]

Are you saying you make too much money for financial aid? I received a small grant for being a woman over 35 returning to school. It wasn't much, but every little bit counts in my book. Most grants I am familiar with are needs based, so your income will come into play there as well.

[MOWERMAN2468]

Speak to their financial aid advisor. That is the best avenue, deal with them directly so there are no surprises. And by doing so, they will probably help you fill out the forms for any grants, or student loans they think you may qualify for. You can also get a step ahead by going to fafsa.com, I think is the correct address. But there you can apply for a federal financial aid PIN. But it is already past the deadline for this year right now, but you could apply next year.

[K_2]

You can apply at FAFSA - Free Application for Federal Student Aid for Federal Student Aid. You can also get state grants(in some states, not sure if all have them) and they are automatically awarded if you fill out your Fafsa by the March 31(April 2 next year I think) and you qualify.

You can still fill out a Fafsa to cover the upcoming Jan-May semester and it would also cover summer semester June-July(August, depending on the school)

The Fafsa that will be available to fill out Jan 1, is for the 200-2009 school year that will cover any semester that run or begin between July 1, 2008 and June 30, 2009.

You will also need to fill out the Fafsa in order to be eligible for Stafford Student Loans. Credit is not a factor unless you are in default on a previous student loan(or maybe owe the government, not sure about that).

Student Aid on the Web

Also check scholarships. Your employer is a good place to look or see if your employer offers tuition reimbursement. Also, a lot of the larger companies offer scholarships, like Wal-Mart.

If the event that you do not get any scholarships or governmental grants and have to take out student loans and/or pay out of pocket... unless you can not get your degree elsewhere, I'd suggest trying a community college or something to at least get your lower level classes much cheaper.

Online education, distance education, online bachelor degree, distance learning degrees – Columbia College offers degrees online. While they are more expensive then other places, they aren't outrageous.