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    macksmom's Avatar
    macksmom Posts: 1,787, Reputation: 152
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    #1

    Aug 1, 2007, 06:50 PM
    Can I file bankruptcy and include my husband
    My husband filed bankruptcy in 2003. I was wondering since he cannot file bankruptcy again, since we are married, would I be able to file and include him, even if his debt was incurred before we got married?
    nicespringgirl's Avatar
    nicespringgirl Posts: 1,237, Reputation: 187
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    #2

    Aug 2, 2007, 06:27 AM
    Though the U.S. Bankruptcy Code is federal, various aspects of the bankruptcy proceeding vary from state to state. You need to ask the State you are living in.
    Filing for bankruptcy will negatively impact your credit record. However, having a boatload of overdue debts isn't good for your credit record, either. At least by filing bankruptcy, you are trying to make a positive change in the situation.
    So think carefully before you decide if you want yourself be included.
    Good luck,
    macksmom's Avatar
    macksmom Posts: 1,787, Reputation: 152
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    #3

    Aug 2, 2007, 08:49 AM
    I have a lot of debt and was going to file bankruptcy myself, I live in Ohio, and thought that once you married you incurred your spouses debt... so even though my husband file bankruptcy 4 years ago, I would think I would be able to include his debt when I file. That way we both end up with a "clean slate"... just was trying to see if anyone had answers.

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