[misspat507]

I would like to know something about paying off debts that a spouse made that one didn't know about and did not sign for her to get. The spouse died and the creditors are trying to make me pay for the debts that she made before she died that I didn't find out about until after her death. I would like to know if someone can give me some information about this matter. I reside in California.

[GoldSawdust]

I live in Canada so laws are different. When my husband died he owed money on his income tax. They called me and asked for the money. I simply replied "Are you asking or demending the money?" they replied we are asking.
I told them not to ask me again. End of story. :D

[shenda]

Some credit companies offer help in cases where insurance has not covered the expenses or insurance was not obtained... some companies upon proof of death will write-off the balance... others will settle on a equitable amount.

If possible, check the policy, the Contract Agreement as to the specifics noted; many if you write them and provide hardship information as well as proof of death will work with you; however, be aware of those creditors that play initial hardball... some do so to discourage your position; however, if you remain steady in your stance... they will do what they should have done from the start... not all are like that... some do so because this is their way of protecting comm..

[s_cianci]

If you were not a cosigner on the account(s) against which the debts occurred, then you should not be responsible for them and the debts should die with the spouse. If, on the other hand, you were a cosigner then you bear full responsibility for repayment. Also, if any of the debts in question were secured by any of your spouse's property or any jointly-owned property, then the liens are still valid and subject to foreclosure if the debts are not satisfied. Consult with an attorney for full information. If you don't know one, than contact the Lawyer Referral Service for your county of residence.