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    cara_trev's Avatar
    cara_trev Posts: 2, Reputation: 1
    New Member
    		  
    #1

    Feb 22, 2007, 11:07 AM
    Colorado Mobile home repo
    I have lost my employment and am unable to continue to "fight" with making payments on my mobile. I would like to write a letter to the lien holder volunteering to give up the home. Does anyone have any suggestions on just what exactly I should say to them in reference to this? Bankruptcy seems my only way out at this point and I would need a final debt amount so that info can be relayed on the bankruptcy info.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Feb 22, 2007, 12:19 PM
    Do you live in the mobile? Then why not file for bankruptcy BEFORE you lose it?
    cara_trev's Avatar
    cara_trev Posts: 2, Reputation: 1
    New Member
    		  
    #3

    Feb 22, 2007, 12:27 PM
    I moved out last weekend as I cannot afford the other expenses involved in daily support of the home i.e.. Electric, gas etc. I am staying with a friend. I also live in a very rural area of Western Colorado where I am having trouble locating a bankruptcy attorney in the area.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #4

    Feb 22, 2007, 12:38 PM
    If you just hand it back to the lender, they can sell it for a fraction of its worth and still collect the balance from you.
    Mortgage Advisor's Avatar
    Mortgage Advisor Posts: 7, Reputation: 2
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    #5

    Feb 22, 2007, 03:55 PM
    BANKRUPTCY!! Just find any attorney in Colorado and they will help you!
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