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  1. Water on the floor, you can watch it run out. I...

    Water on the floor, you can watch it run out. I talked to another guy and he said I'm tightening the bolts too tight causing the plastic flange to bow. Sounds like I need to shim the toilet up.
  2. Ball, You say the wax must be squeezed a small...

    Ball,

    You say the wax must be squeezed a small amount to create a seal. I guess what I'm doing is mashing it down in an attempt to get the toilet sitting on the floor.
  3. See Attached

    See Attached
  4. Installing a new toilet and can't get wax ring to seal

    I have a tiled basement bath with the closet flange sitting on top of the tile. When I set the toilet and tighten the toilet bolts part way the seal is OK. If I tighten the bolts and draw the...
  5. Answers
    2
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    830

    The STAR fund is a no load fund. Purchase Fee =...

    The STAR fund is a no load fund. Purchase Fee = 0, Redemption Fee = 0. Vnaguard has a lot of no load funds. All this information is available on their web site
  6. Question: Should I do this?

    by KCDave
    Answers
    2
    Views
    533

    I would never give bank info to debt collectors. ...

    I would never give bank info to debt collectors. Find another way.
  7. Answers
    4
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    3,319

    When you move your money from stocks to bonds or...

    When you move your money from stocks to bonds or vice versa based on market conditions, your timing the market. I think every CFP would disagree with this philosophy.

    You say your advice...
  8. Answers
    4
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    3,319

    Your investing for the long haul (in your case...

    Your investing for the long haul (in your case the long long haul) get your 401K set up and allocated properly and start socking money away. Forget about whether it's an up or down market because...
  9. Answers
    3
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    932

    Sounds like a total mismanagement of your...

    Sounds like a total mismanagement of your investments.
  10. Question: Deck candilever

    by KCDave
    Answers
    5
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    1,149

    Your joists are way too small. You will need...

    Your joists are way too small. You will need 2x10 minimum and more likely 2x12. I think the 3' can't is the most you can go depending on the joist size. I would check your local code, try city...
  11. The best way to buy a car is with CASH! If you...

    The best way to buy a car is with CASH! If you don't have it, don't buy it! Getting a car loan and putting 0 down is dumb and at 19 it's dumb and stupid.
  12. Answers
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    1,701

    I'd be selling those cars and cutting up those...

    I'd be selling those cars and cutting up those cards is way over due.
  13. Answers
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    619

    Me too, I actually think it's VERY alarming. ...

    Me too, I actually think it's VERY alarming. Over the last 28 years big companies have slowly gotten rid of the pension plan and left it up to the employee to basically save for their own...
  14. Answers
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    619

    Will youngest boomers go broke?

    Great Article

    Will youngest boomers go broke? - MSN Money
  15. Answers
    5
    Views
    1,199

    Will youngest boomers go broke?

    Great article.

    Will youngest boomers go broke? - MSN Money
  16. Question: Income Tax Rebates

    by KCDave
    Answers
    2
    Views
    888

    Try this Economic Stimulus Payment Calculator...

    Try this

    Economic Stimulus Payment Calculator - Welcome to the Economic Stimulus Payment Calculator
  17. Question: Using paypal

    by KCDave
    Answers
    20
    Views
    4,103

    I have used Paypal and several other online...

    I have used Paypal and several other online accounts for years with no problems. I will add this, a while back I would get regular emails telling me I needed to update my Paypal account info, when I...
  18. Just curious, did you pop a breaker on any of...

    Just curious, did you pop a breaker on any of those combinations :)

    With the remote fan it only takes one power source for the fan and light. So, your black or red wire will connect to the black...
  19. I would just go to your local casino and put it...

    I would just go to your local casino and put it all down on the black jack table, because anyone that gives you advice for doubling or tripling your money in a year or two is basically telling you to...
  20. Answers
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    8,418

    Most folks say 3-6 months of your net income. ...

    Most folks say 3-6 months of your net income. But there are some things to consider.

    - Are both you and your wife employed
    - Do you have short term and long term disability
    - Are your jobs in...
  21. Answers
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    2,300

    Is this from a 401K account or an IRA you opened...

    Is this from a 401K account or an IRA you opened and are contributing to? I overpaid into my 401K account once (or my employer did) and was refunded the excess with no penalty other than the regular...
  22. Answers
    6
    Views
    8,418

    If your contributing 8.5% already I'm almost...

    If your contributing 8.5% already I'm almost certain your above what your employer is matching, but check with your plan to be sure. Some employers are starting ROTH 401K's as well. Once you know...
  23. Answers
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    699

    If you already have bad credit why would you want...

    If you already have bad credit why would you want to risk making it worse?
  24. Answers
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    823

    The only way you will ever get out of debt is to...

    The only way you will ever get out of debt is to spend less than you make. Make a budget, then go through and cut out everything you don't need. There is no magical formula.
  25. Answers
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    809

    Have her look in the phone book for a "fee based"...

    Have her look in the phone book for a "fee based" financial planner. They will give her an unbiased opinion.
  26. Answers
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    1,309

    I agree with that. Be very careful signing up...

    I agree with that. Be very careful signing up with these guys. If your not careful you will end up signing up for a years worth of identity theft protection that you only have 5 days to cancel and...
  27. Answers
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    4,352

    You should do your own research and decide what...

    You should do your own research and decide what plan is best for you, just Google 529 and you will find more information than you need.

    The Best 529 College-Savings Plans - Kiplinger.com is a...
  28. Answers
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    553

    I agree with Chuck, your son does not need a...

    I agree with Chuck, your son does not need a credit card. Actually no one does :), but getting one for your 18 year old with no job is just dumb dumb dumb. Teach him to save his money and then buy...
  29. Answers
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    912

    You need to start with a budget and write down...

    You need to start with a budget and write down everything you spend money on. You must learn to spend less than you make. Pretty simple but most people don't do it.
  30. Question: Early with drawal

    by KCDave
    Answers
    1
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    659

    Income taxes + 10% early withdrawl penalty. ...

    Income taxes + 10% early withdrawl penalty. Probably about 35%. You would do better to roll it into a roth IRA
  31. Question: Electrical wiring

    by KCDave
    Answers
    12
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    1,516

    Now that's taking a simple question and...

    Now that's taking a simple question and complicating the hell out of it :)
  32. Question: Electrical wiring

    by KCDave
    Answers
    12
    Views
    1,516

    12

    12
  33. Answers
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    1,137

    There will be arguments both ways on this. ...

    There will be arguments both ways on this. Technically you could invest the entire amount and earn more than the interest you pay on your mortgage. But, there is no guarantee and I hate debt as...
  34. Answers
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    3,434

    I second the talking to a financial planner. ...

    I second the talking to a financial planner. But, what they would most likely do is have you invest it in no load mutual funds. If it was me I would pay off all my debt invest the rest in no load...
  35. Answers
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    894

    What I would do is open an account with...

    What I would do is open an account with Ameritrade, Etrade, Schwab, Fidelity, etc and start with a $1000 in your core account. This is basically a money market account and will act as your emergency...
  36. Question: Hard working mom

    by KCDave
    Answers
    5
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    662

    Filing for bankruptcy would be a last resort in...

    Filing for bankruptcy would be a last resort in my opinion. I don't know how anyone can give this advice without knowing your financial situation. A lot of times all it takes is making a budget and...
  37. Question: Sink Gurgle

    by KCDave
    Answers
    2
    Views
    940

    Sink Gurgle

    This is on a master bathroom sink in a 1 1/2 story home and the drain will gurgle about 3-5 seconds after the faucet is shut off. Reading posts it sounds like this is a blocked vent?
    There is no...
  38. Answers
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    2,606

    Ya, sell the car and buy one for 10K or even 5K ...

    Ya, sell the car and buy one for 10K or even 5K :D
  39. Question: Building Credit

    by KCDave
    Answers
    20
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    2,391

    You could try something unique and save up a...

    You could try something unique and save up a downpayment for the house. Renting for a few years will cost about half what your house payment would be. Take the remaining amount and save for the...
  40. Answers
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    2,186

    She will pay interest on the balance thats not...

    She will pay interest on the balance thats not paid, in this case it sounds like $50.



    Sounds like this plan worked well the first time around, even mom's paying for it now.



    Name one...
  41. Answers
    17
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    2,186

    Probably the waverunner, fourwheeler, motorcycle,...

    Probably the waverunner, fourwheeler, motorcycle, second car payment, boat or numerous other things people buy each year that they can't afford or put before saving.

    I think your figures are right...
  42. Answers
    17
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    2,186

    It's only impractical when you live beyond your...

    It's only impractical when you live beyond your means, like most of America does. A home is a little different, but like I said a person should be able to put a huge chunck down, get on a 15 year...
  43. Answers
    17
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    2,186

    And if they have the cash in the bank, why not...

    And if they have the cash in the bank, why not just use, ummm cash? Why everyone feels they have to have a credit card is amazing. Why not try something out of the ordinary and pay cash for...
  44. Question: 401K Allocation?

    by KCDave
    Answers
    3
    Views
    3,900

    Smart401k - We worry about your retirement...

    Smart401k - We worry about your retirement account so you don't have to.

    These people will evaluate your funds for you and make recommendations. It's fee based $59/qtr or $200 a year, but...
  45. Question: Trimming Stairs

    by KCDave
    Answers
    1
    Views
    2,623

    Trimming Stairs

    Everything I read on trimming a stair case (in oak) they all install the riser first, then the tread. The only reason I can think of for doing this is if you ever need to replace the tread. Is...
  46. Answers
    2
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    1,391

    There is a 2" (cast) female collar that came with...

    There is a 2" (cast) female collar that came with the urinal to hold the gasket and installs between it and the wall. I have a 2" sanitary tee coming out of the wall, so it sounds like I need a 2"...
  47. Answers
    12
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    1,706

    I just had a second unit installed for my...

    I just had a second unit installed for my basement and I talked to 9 installers. I listened to each and asked a lot of questions because they all gave different recommendations which drove me nuts...
  48. Answers
    5
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    1,400

    Ez if your garage isn't sheetrocked. Pia if it...

    Ez if your garage isn't sheetrocked. Pia if it is. You want to run the outlets off the light switch though, not the light.
  49. Answers
    5
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    1,714

    Did you open each fixture and switch box to make...

    Did you open each fixture and switch box to make sure the wiring is still in tact?

    Staple through the cable?

    Isolate the short by unwiring each light one at a time starting with the furthest...
  50. Answers
    2
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    1,391

    Connecting a urinal

    I am planning on getting a urinal with a 2" NPS spud on the back for the waste line. What will I need to connect this to a 2" stub coming from the wall? Seems like this would be a tight connection...
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