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Type: Posts; User: dlcsmc86

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  1. Question: Bankruptcy

    by dlcsmc86
    Answers
    4
    Views
    1,868

    Bankruptcy

    Does anyone know what the difference is now that the bankruptcy laws have changed? What exactly has changed that would prevent a person from getting a say... Chapter 7 now as compared to before the...
  2. Answers
    9
    Views
    1,598

    Update

    Hello and thank you for your response. I did make sure that I got a settlement letter. As a matter of fact, they sent it to me. I didn't negotiate for a lower amount. THey sent me a letter...
  3. Answers
    9
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    1,598

    Update

    Hello again,
    Well today I called the @#%@ collection agency and they said Don't you know that paid in full and settlement paid in full is 2 different things. Are you playing games with us? Then...
  4. Question: Credit reporting

    by dlcsmc86
    Answers
    3
    Views
    1,377

    Credit reporting

    Thanks for your reply. I will keep you posted.
  5. Answers
    9
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    1,598

    Settlement

    Thanks, I should be in good shape then, because I do have all my paper receipts including front and back of MO and their "official" letter.
    They never let you go do they? As soon as they open this...
  6. Answers
    9
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    1,598

    Settlement gone bad

    Hi,
    I know what you mean. I will be good...
    Thanks
  7. Question: Credit reporting

    by dlcsmc86
    Answers
    3
    Views
    1,377

    Credit reporting

    When someone is offered a settlement or you are negociating (sp) with a creditor or collection agency. Some say to try to get the creditor to put PAID IN FULL OR NEVER LATE OR no deal. How do you...
  8. Answers
    9
    Views
    1,598

    Reply

    Hi and thanks for responding. Not sure what you meant by pulled one over on me. But as ruthless as they can be, I will give them a run for their money.
    I just can't stand them. Almost can't wait...
  9. Answers
    9
    Views
    1,598

    Is it really settled?

    I was sent a settlement letter by a collection agency the debt was $307.
    They offered my a settlement $215 to settle debt paid. I sent them the money via Money order and return receipt in plenty of...
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