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With a year of non-payment, it should foreclose VERY soon... and be owned by the bank. I say, wait it out until then. And if the bank owns it, they will be much more willing to negotiate with you. ...

Hello,

Basically, you need to ask yourself this question: Does your house have equity in it or not? In other words, is your market house value with more than what you owe (equity) or vice versa?...

Hi Kate,

It has been a month since your post so I hope you either are at the same position or have not taken bad choices. To answer your questions in summary, I can tell you it is much worst to...