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Here are the stepps:
Step 1: Understand how much you owe
Step 2: Explore your options
Step 3: Understand the risks
Step 4: Call your credit card company
Step 5: Get everything in writing
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Yup. I believe in Alien. Four signs that aliens might exist
Number 1: Water worlds abound in our solar system
Number 2: With so many stars, alien life is probable
Number 3: Life evolved 'quickly'...