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  1. Question: Being frugal

    by joypulv
    Answers
    31
    Views
    9,052

    OK, you beat me! I live on 1400/mo and own my...

    OK, you beat me! I live on 1400/mo and own my house free and clear, but property taxes, electric, propane and cable run about 740. 660 for food, pets, car, and house and yard!
    Don't know how you...
  2. Question: Being frugal

    by joypulv
    Answers
    31
    Views
    9,052

    Sorry to nit-pick, but unless you aren't paying...

    Sorry to nit-pick, but unless you aren't paying for housing, I find it hard to see how you save 80% of even a salary over 90,000. After taxes you might take home 5,700/mo, and save 4,600/mo (that's...
  3. Question: Being frugal

    by joypulv
    Answers
    31
    Views
    9,052

    #4 (after I asked)

    #4 (after I asked)
  4. Question: Being frugal

    by joypulv
    Answers
    31
    Views
    9,052

    This doesn't add up. If you are talking about...

    This doesn't add up. If you are talking about spending 10K (assuming a trade in?) and that's 80% of your savings, you have only saved 12-13K. That's not a lot at all.
  5. Question: Being frugal

    by joypulv
    Answers
    31
    Views
    9,052

    1) This is the best time of year to buy a new...

    1) This is the best time of year to buy a new car - sort of. The 2014s are super cheap, but only if they aren't loaded with accessories and packages you don't want. Those add a lot to the base...
  6. Question: Being frugal

    by joypulv
    Answers
    31
    Views
    9,052

    I am frugal too, and often torn between a big fun...

    I am frugal too, and often torn between a big fun purchase and watching my savings grow.
    I REALLY wanted heated leather seats and a moonroof, among other things, and almost bought a new car last...
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