Search:
Type: Posts; User: Superior
Search:
Search took 0.00 seconds.
-
My advice is to respond to it. Tell them basically what you told us. If the amount that you owe differs from the amount that they are claiming, then you may have a leg to stand on.
On a personal...
-
Update: This statement is true for Texas only. Don't want everyone in every state to think that this is true for them.
-
You are correct. Wages cannot be attached or garnished, except for child support. The creditor can obtain a judgement. They may be able to put a lien on property with the judgement, as long as the...
-
Most settlement companies use this strategy to negotiate settlements, although the methods vary.
Superior Debt and other settlement companies create the Special Purpose Account for you, while...
-
A settlement company may be able to help, but you would have to take care of that in a timely manner to avoid the lawsuit which could lead to a judgement which could lead to wage garnishment.
...
-
How long ago was this vehicle purchased? You may wish to consider refinancing the car to bring down the interest rate and lower your monthly payments. Beneficial, Household, and American General...
-
You are correct. CCCS programs have the best interest of the creditor in mind. They are funded by the creditors, work for the creditors, and that's the bottom line. I could go on for days about...
-
It is rare. I actually haven't seen one yet, but I've heard of other companies running them. We've found that because of the level of market targeting that needs to go into the program that it's...
-
This is true. Advertising is by far the largest expense for any for-profit company. When you weigh the income against the payouts, you're lucky if you break even. The hardest part is targeting...
-
Not a bad idea. Typically a consolidation loan requires you to put up property to obtain the loan. Then you use the loan amount to pay off your creditors. If you have enough equity to obtain a...
-
When my grandfather passed, I was not obligated to pay his debt. When creditors called I advised he was deceased and sent a legal document (death certificate) if asked and that was the end of it.
...
-
I have talked to several people that want to take this route. I advise them against it initially. Even though they are saving money and settling accounts with a lump sum, they are still trading an...
-
At last, we're starting to see eye to eye. I agree that there are a lot of companies out there that push their services before considering the best interest of the client. This leaves a bad taste...
-
If you're a financial planner, and you recommend that somebody trade their unsecured debt for secured debt, then you are asking them to put up property to take care of unsecured debt loads. Why...
-
No financial planner would ever recommend a mortgage refinance (one form of debt consolidation) to get out of credit card debt. It is substituting secured debt for unsecured debt and you could lose...
|