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Well, in an update to my situation... the mortgage company paid the taxes on the house, then sent us a letter saying we now owe them. We could pay it in 6 months. Period, OR- we could refinance our...

I am sick at my stomach as I type this, and don't have anyone else that I can talk to about this. Here's the situation:

My husband and I filed bankruptcy and it was done on 1/1/02- only 3 1/2...