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Type: Posts; User: slowandeasy

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  1. Answers
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    1,358

    Simple, after a discharge is granted you should...

    Simple, after a discharge is granted you should receive a copy,if by some chance you did not get it ask your attorney. Now that being said how long ago did you file? Was it chapter 7 or 13?
  2. Answers
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    827

    As noted above be CALM and polite. When your bank...

    As noted above be CALM and polite. When your bank statements come YOU take them to the bank and show them the differences and have them show you where the money
    Went. I knew of one person who had...
  3. Answers
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    389

    Cracked dry skin

    Years ago a DR gave me a receipe for cracked dry skin using crisco this was years ago
    And I can not remember what else was in this. I do remember having to mix it up as a cream. I would love to...
  4. Answers
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    827

    Hello dance I am also confused, you said your...

    Hello dance

    I am also confused, you said your account was frozen and empited out, sounds like you had a judgement and the creditor got his money and as for the rest of your question you need to...
  5. Answers
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    Hello Anca If I were you I would be more...

    Hello Anca

    If I were you I would be more concerened about criminal charges. You didn't say how much the checks were. Wages that are being garnished comes from a judgement. Not sounding mean but...
  6. If the creditor already has a judgement against...

    If the creditor already has a judgement against
    You as you say, then they can go after wages accounts or what ever your state allows.Or are you saying they will take you to court
    Because you did...
  7. Hello Imach JudyKayTee is right. If you sign...

    Hello Imach

    JudyKayTee is right. If you sign the check over to your sister for safe keeping that is considered fraud and your chapter 13 could be dismissed. Your best bet is to just turn the...
  8. Answers
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    532

    Hello D Once a judgement has been entered it...

    Hello D

    Once a judgement has been entered it gives the creditor access to your accounts and if your state allows wage garnishment and no they do not have to notify you in advance of "freezing"...
  9. Answers
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    566

    Are you saying you were not aware you had a...

    Are you saying you were not aware you had a judgement? Once a judgement is entered, your accounts get hit with out notice,thus taking you by surprise. Try going to the bank on Tuesday because Monday...
  10. Question: In Debt

    by slowandeasy
    Answers
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    405

    Hello T Your wage garnishment came from a...

    Hello T
    Your wage garnishment came from a judgement issued by a court. Did you receive a notice for a court date? If you did and you ignored it the creditor got a default judgement thus enabling...
  11. Answers
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    580

    Fr_Chuck is 100% right. With the new bk laws it...

    Fr_Chuck is 100% right. With the new bk laws it is not wise to go it alone but as stated above not even the attorneys are sure, I know of a person who tried it alone and it was a mess she finally got...
  12. Answers
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    I am a bit confused as to what you are asking As...

    I am a bit confused as to what you are asking
    As ScottGem said above social security is exempt from garnishment for unsecured debt
  13. Answers
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    1,194

    Yes and remember that with a judgement there will...

    Yes and remember that with a judgement there will be interest until it is paid in full
  14. Answers
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    435

    Well, they are not to pleasant, First comes wage...

    Well, they are not to pleasant, First comes wage garnshment if your state allows and then your bank accounts can be "frozen"meaning the creditor can dip into your accounts and then any checks you...
  15. Answers
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    6,029

    Judy , you are not missing anything, When I was...

    Judy , you are not missing anything, When I was explaining what can happen when a person gets a judgement, I was also on the phone and didn't even realized that I asked was it cc debt... sorry
  16. Answers
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    6,029

    Yes,and as noted above the judgement will allow...

    Yes,and as noted above the judgement will allow for wage garnishments, if your state allows and also allow them to freeze your bank accounts. As ScottGem said we need a little more information...
  17. Answers
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    652

    What state are you in?

    What state are you in?
  18. Answers
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    1,422

    Those title loan places are nothing more than ...

    Those title loan places are nothing more than high interest rate loan sharks, Those places as well as cash advance places charge a high interest rate. That is why many states have outlawed them....
  19. The WORST thing to do is not show up for...

    The WORST thing to do is not show up for court,because if you don't show up a default judgement will be given and that will give the cc company the right to not only garnish your wages but attach...
  20. Answers
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    Hello Tony First in order for your checking...

    Hello Tony

    First in order for your checking account to be garnished, there had to be a judgement obtained from the court Did you receive any thing with a court date? If you did and you ignored it...
  21. Answers
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    753

    It seems everyone is having a hard time now,with...

    It seems everyone is having a hard time now,with the economy in a mess, You have to sit down and budget,necessities first like house,food,utilites etc It is hard but try selling one of your cars,try...
  22. Question: Student loans

    by slowandeasy
    Answers
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    701

    Federal student loans do not have statues of...

    Federal student loans do not have statues of limitations and they can not be discharged in bankruptcy
  23. Answers
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    538

    Hello Well the sol's may come into play.Check...

    Hello

    Well the sol's may come into play.Check your state's laws on unsecured debt{credit card] Now with that being said, even though the sols
    May prevent them from taking legal action against...
  24. Answers
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    534

    Social security benefits are exempt from...

    Social security benefits are exempt from garnishment, but it will be up to you to prove the funds in your bank account are from social security{ if you have direct deposit } and if the creditor has...
  25. Answers
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    1,840

    This has scam written all over it, phoney...

    This has scam written all over it, phoney lawyer,everything
    Do you acutally know this girl or is it some one you met on line? I say walk away fast!!
  26. Answers
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    768

    Fr_Chuck is right a judgement is vaild anywhere....

    Fr_Chuck is right a judgement is vaild anywhere. I quess I read the question to fast!
  27. Answers
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    768

    Some states do not allow wage garnishments BUT...

    Some states do not allow wage garnishments BUT will allow a levy against your bank accounts. Check your state laws
  28. Question: Bank Levy

    by slowandeasy
    Answers
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    544

    Why in the world would you continue to put money...

    Why in the world would you continue to put money into an account that has a levy against it? Why have you not stopped direct deposit?
    If you put money into another account with your name on it the...
  29. If your sole income is social security and you...

    If your sole income is social security and you have no other assets such as property etc. then you may be what is called judgement proof simply meaning that If social security is your only income...
  30. Answers
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    What state are you in? It varies from state to...

    What state are you in? It varies from state to state but I would think a wage garnishment and a bank levy would come first especially if it unsecured cc debt
  31. Answers
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    I am a little confused,by the anwer that...

    I am a little confused,by the anwer that momof4and1 gave.
    Why would you call the attorney generals office? If I missed understood .some one enlighten me. I agree with ScottGem we need a little more...
  32. Answers
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    661

    Hello W T F You do know that cashing out a...

    Hello W T F

    You do know that cashing out a 401K will have
    Tax consequences as well as early withdrawal penalites unless you are at retirement age
  33. Answers
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    Hello Alw Garnishments come from a court...

    Hello Alw

    Garnishments come from a court ordered judgement and if you look on your copy you will see that interest is added, It should tell you how much.
  34. Yes,and remember this if the truck is repossessed...

    Yes,and remember this if the truck is repossessed and sold for less than is owed you may also find yourself with a bill for the balance. Where is your hubby now? Find him and get some answers as to...
  35. Yes, FrChuck is right. You owe it, ignored...

    Yes, FrChuck is right. You owe it, ignored the summons and now according to your state laws the default judgement takes effect. Bank levy garnishment of wages are likely to follow
  36. Answers
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    In order for them to garnish your wages they...

    In order for them to garnish your wages they would have to have a judgement from the court. Did you receive a paper with a court date? If you did and you ignored it then they got a default judgement....
  37. Question: Bad debt

    by slowandeasy
    Answers
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    692

    Look its simple, Pay what you owe. Get a second...

    Look its simple, Pay what you owe. Get a second job, cut back do what ever you can
    Like I said I no nothing of the laws in the UK
    But morally if you owe it you should work out some kind of payment...
  38. Answers
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    Are you saying you never opened this account?...

    Are you saying you never opened this account? Then I would not worry about the sol I would have already filed a police report for Id theft
  39. Question: Bad debt

    by slowandeasy
    Answers
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    692

    Pay it or work out payment agreement I don't...

    Pay it or work out payment agreement I don't know about the laws in the UK
  40. Answers
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    Hello Jess08 ScottGem is so right! Your...

    Hello Jess08

    ScottGem is so right! Your husband's obligation to pay NEVER GOES AWAY! The sol may come in to play but it is dead wrong for some one like your husband to get a card with no...
  41. Hi T The bk laws are so complicated now. You...

    Hi T

    The bk laws are so complicated now. You should talk to a lawyer. You will have to disclose all of your finances like money in the bank etc. Each state has exemptons that you can use to keep...
  42. Answers
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    559

    If you have a judgement they are more likely to...

    If you have a judgement they are more likely to go after wages{ if your state allows } and bank accounts. A lien could be put on the title Check your state laws.
  43. Answers
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    The only way to stop this is to pay it. The only...

    The only way to stop this is to pay it. The only way the creditor got a writ of garnshment was through a judgement from a court. Did you get a paper with a court date? If so did you go? If you did...
  44. Hello M The federal court that the papers were...

    Hello M

    The federal court that the papers were filed in should have a copy although it will proably cost you a few dollars to get a copy. You will have to show proper ID. You don't remember your...
  45. Answers
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    42,781

    I did not mean to offend anyone with my question....

    I did not mean to offend anyone with my question. I just on that day thinking Wow,
    Here are veterans returning from a war they did not want{ Iraq} and are having trouble getting the help they need...
  46. Answers
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    Hello First of all a judgement from the court...

    Hello

    First of all a judgement from the court is the only way a freeze can be put on your account
    Bottom line is they took you to court and got a judegement which gives them the right to take any...
  47. Question: Felony money

    by slowandeasy
    Answers
    2
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    613

    Hello Excon is right . There isn't any. What...

    Hello

    Excon is right . There isn't any. What your husband has to do is get a job even if it is with a temorary employment agency and start paying of the fines. Nothing in life is free and we all...
  48. Answers
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    There are not websites that just donate money to...

    There are not websites that just donate money to you.If that was the case everyone would being logging on. Take a deep breath and don't panic these are tough times. Be thankful you have a job, even...
  49. Answers
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    Hello Val What do you mean being sued online?

    Hello Val

    What do you mean being sued online?
  50. I agree with JudykTee payday loans NEVER EVER...

    I agree with JudykTee payday loans NEVER EVER give up In our state these places got so bad about things like automatic garnishment of wages and sending checks through even when the person was a day...
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