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I never would have guessed you to be a juggler, ScottGem! I can't sleep if I'm in debt. I do time large purchases for the day before the end of a billing cycle, and then pay on the last day due.

They come and go. I haven't even seen any recently. And many are just for transfers of balance from another card or cards. And as stated - very temporary.

Years ago people I know juggled such...