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Type: Posts; User: starwarsgal

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  1. Are home refinancers just plain illiterate?

    I MEAN DO YOU EVEN KNOW WHAT THE HELL YOU ARE SIGNING?

    Your home is your biggest asset. I cannot believe some of you are stupid enough
    To trust your assets to a stranger who picks up the phone...
  2. Answers
    2
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    1,595

    Oh no, so you are responsible for the loan and...

    Oh no, so you are responsible for the loan and have no vested interest in title?
    Not good.
    If she refuses to refinance you are stuck.. . And it sounds like she would not qualify (job history,...
  3. Answers
    8
    Views
    3,459

    Oh my God! This makes me so angry! I have been...

    Oh my God!
    This makes me so angry!
    I have been in the business for years and have seen good and honest people get raped by these loan sharks. I am so sorry to hear about your situation. This is...
  4. Answers
    2
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    3,236

    Oh wow, first of all you can refinance the...

    Oh wow, first of all you can refinance the property and do a loan as:
    Non owner occupied/investment property.
    The spouse name is on the initial loan so it won't come off until it is paid in full. ...
  5. Cheating is more common in today's society YES!...

    Cheating is more common in today's society YES!
    Look around, marriage is no longer sacred, the unity of marriage is not COOL.
    People throw each other away, look at TV and magazines, the SINGLE life...
  6. Answers
    5
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    18,448

    Ooh no! Do not skip a mortgage payment, it...

    Ooh no!
    Do not skip a mortgage payment, it reflects on your credit report and harms your mortgage rating!
    This will hurt you when you decide to refinance, your rate will be higher for that LATE...
  7. Answers
    4
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    12,448

    Please be careful. For starters, the name is...

    Please be careful.
    For starters, the name is misleading. There is no such thing as an interest-only mortgage, because eventually you'll have to pay the loan principal as well. What you're really...
  8. Oh wow, I am so sorry for your situation. Be...

    Oh wow, I am so sorry for your situation.
    Be very careful, if your brother is making payments under HIS name to your lenders/for mortgages- YES, this is a bit of a conflict - this gives him some...
  9. If your wife is the ONLY one on the loan and you...

    If your wife is the ONLY one on the loan and you are simply a vested spouse on title, this is simple. You can request a "quit claim deed" in which you give her full vested interest of the house.
    I...
  10. Answers
    3
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    1,698

    I would not touch the 401K. My suggestion to you...

    I would not touch the 401K.
    My suggestion to you would be to refinance and payoff the Heloc,
    Refinance (no cash out) but instead use any equity in the home to payoff the home equity line of credit....
  11. Answers
    3
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    741

    Need feed back,is this a break up?

    I have been in a relationship for almost a year.
    We are both 30, met on line.
    Last weekend I planned a surprise birthday dinner for my boyfriend, I got his best friend to drive out here from out...
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