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Are you more creative at different times of the year? Does your muse hibernate through winter? Mine does.

Thanks Ive been waiting for your response.

She is confused. Obviously, she still has "feeling-leftovers" for his ex. This happened to me, and I want to say the greatest lesson I learned from it is not to become selfish. I was thinking of my...

Try checking with Christian Book Stores, they have good reads dealing with Emotional Intelligence

Cool thanks! Saw this one at stumbleupon

http://img01.picoodle.com/img/img01/6/11/24/f_a2be3c9f59e9.jpg

Recent...

Pink is a safe color for someone sweety sweet but personally I suggest you wear a pretty baby yellow dress. You may check with this site http://www.promdressdirectory.com/pd.htm

Have a super day...

My sister and her son have this regular reading and storytelling session every afternoon. They would go to their "quiet room" and complete 3 readings. My sister makes it a point that there is...

Everyone is gifted in his/her own unique ways. Its just that in life we get to meet people who are greater and lesser than we are. When we compare ourselves with the "lesser than us", we feel gifted....

Unless the deo is a prescription. It shoudn't be much to worry with, but for the baby's sake as your gyno. The things that u can avoid during pregnancy are hair colours and hair lightening creams. If...

He is an adult, so unless you can prove (in a court of law) that he is mentally incompetent, you cannot force him to do anything against his will. Even if you could put him in a treatment center, it...

Thanks, but she only did that for the pageant's sake so she didn't really care of it lasting effect, she will have them removed this week but I will tell her your suggestion, I think its better yeah...

About a week ago my cousin got hair extenstions glued on (for a pageant) and now her scalp is red and sore and itchy, What causes it?
Could it be the weight of the extensions?
She washed her hair...

Any body tried shots of Botox in underarms to stop perspiration? What was the result?
I know stopping perspiration isn't good for your body. I am talking about people who perspire excessively. Botox...

I personally use bareminerals concealer, sorry if I'll place a link http://www.bareminerals.com/

I don't know how to give praise to bareminerals without sounding like I was being paid.
Covergirl...

If you want to make new friends your age then go places people your age hang out at. Meeting people is easy, the first step is saying "hi", then come up with something to talk about. The earth...

Get a second job, work more hours, get a better job, spend less, sell something you own, pawn something.

Pay day loans charge 300%+ interest. I am sure whatever you owe is not at a rate that high...

You acted like a true friend.
Most likely, she is embarrassed. You did the right thing so call her up and tell her to get over it and tell her again that you said something because you really care....

Get a life, you don't need to carry the world on your shoulder dear=)

Get a life, you don't need to carry the world on your shoulder dear=)

And also monitor your bank account very closely, you may have been the victim of bank fraud and the money levied against you may be going into someone's pocket. You may want to consider closing this...

On the Today show, Jean Chatzky was on talking about how identity thieves have been dumpster diving to get the pre-approved credit card offers that companies mail out to people, unsolicited.
...

All the best, I know you'll get through this

Have a safe day

First off do draft a letter to them with this info in it. Dates, amounts taken, dates that you have spoken to them, who you spoke to. etc...

Before you send it to them CALL the Attorney General...

So what's up, did you actually closed your accounts?

People love my eyes, its only recently that I started falling in love with these biggy eyes

Which is worse and why?:(

What do you do with your stuff when you are tired of it, have no use for it, etc? I hate to sell things. I really just don't want to be bothered. I usually take a load of stuff to Goodwill. Or, I ask...

I know a couple of states do not allow unsecured debts to be garnished, but (of course) these people never offer a source for their information. I have yet to see any proof of this.

I can...

Is reverse osmosis water better for people and pets than a life source water filtration system.

An advice is something you give based on your own knowledge, which doesn't necessarily translate to be the best

So I was just being singled out, I never said my answers are the perfect!

This line hurts "we don't welcome people who post incorrect or just plain bad advice"

Don't explain yourselves, I know...

Depends on the holder of your card. Some require a minimum purchase until your balance gets to a certain level (Most of the time, just with new accounts). As far as identification, you can expect the...

Because IT industry is not capital intensive. It does not require largescale investments in infrastructure like, say, steel or telecom. All you need is a building and some computers to get started....

Just read an article (actually 2) this morning that said the average amount spent on holiday gifts is $1,000. Fyi - both articles were referring to the 20 & 30 something age group.

I don't think I...

Wow, economics!
Suppose there are two bonds; Bond A that gives you a 10% annual yield and Bond B that offers a CPI+5% yield. As long as your inflation anticipation is 5%, you should be indifferent...

Itemized receipts are kept by merchants NOT by the credit card company.

Contact the merchant for the charge you don't recognize. Typically, they should be able to help you identify the purchase....

My cousin's dilemma.

They have a $14,000 home equity loan at 7.25% apr, a car loan on a 7 yr old car for $9500 at 5.99% apr and $90000 in savings at 3-4% interest rate.

They are currently...

I agree, seen a lot of threads with good questions but are not realistic (figuresdont apply in real buying/ finance situation). Hope these students would also present their answers here and then well...

Im sorry to hear that dearie
You can try to offer them anything to settle the debt but knowing these companies, they will not settle for less easily. If you are considering bankruptcy let them know...

No its yours, you'll just take the big hit 10% penalty and its taxable income when you take it out.

Contact the Better Business Bureau or, better yet, your state's Commerce Dept. Of course, one big factor is just how long you've owed this money - interest rates are charged every month so if your...

Yes my friend had a book of Dave Ramsey, great ideas but don't apply to everyone at all times

A hopeless optimist friend of mine have pointed out these best ways to spend a raise:

1. Pay off high-interest debt.
2. Build an emergency fund.
3. Add to your retirement savings.
4. Contribute...

DEPENDS ON THE ORDER YOU DO THINGS. Sorry about the caps lock. You get the loan and pay off all your outstanding debt. I would then close the accounts after you pay them all off. I would however keep...

It is not a good idea. Just having a credit card in good standing is good for your credit history. You are paying exorbitant interest on the balance unnecessarily. This is an urban myth - don't fall...

There isn't much you can do without a written agreement. If you have some record of the first two payments you might be able to take her to small claims court but then you would have to do it locally...

There's an old saying. "Verbal agreements aren't worth the paper they're printed on."
But it cuts both ways. She can't prove that she paid you, either.
If you still have receipts of purchase, then...

Bad advice. Want good advice? Here it is:
Pay off your credit card in full every month. Never carry a balance. Thus you will never be paying interest; you will maintain a supurb credit record; you...

Call the attention of a legal counselor

Im sorry to hear that