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Simple, after a discharge is granted you should receive a copy,if by some chance you did not get it ask your attorney. Now that being said how long ago did you file? Was it chapter 7 or 13?
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As noted above be CALM and polite. When your bank statements come YOU take them to the bank and show them the differences and have them show you where the money
Went. I knew of one person who had...
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Years ago a DR gave me a receipe for cracked dry skin using crisco this was years ago
And I can not remember what else was in this. I do remember having to mix it up as a cream. I would love to...
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Hello dance
I am also confused, you said your account was frozen and empited out, sounds like you had a judgement and the creditor got his money and as for the rest of your question you need to...
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Hello Anca
If I were you I would be more concerened about criminal charges. You didn't say how much the checks were. Wages that are being garnished comes from a judgement. Not sounding mean but...
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If the creditor already has a judgement against
You as you say, then they can go after wages accounts or what ever your state allows.Or are you saying they will take you to court
Because you did...
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Hello Imach
JudyKayTee is right. If you sign the check over to your sister for safe keeping that is considered fraud and your chapter 13 could be dismissed. Your best bet is to just turn the...
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Hello D
Once a judgement has been entered it gives the creditor access to your accounts and if your state allows wage garnishment and no they do not have to notify you in advance of "freezing"...
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Are you saying you were not aware you had a judgement? Once a judgement is entered, your accounts get hit with out notice,thus taking you by surprise. Try going to the bank on Tuesday because Monday...
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Hello T
Your wage garnishment came from a judgement issued by a court. Did you receive a notice for a court date? If you did and you ignored it the creditor got a default judgement thus enabling...
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Fr_Chuck is 100% right. With the new bk laws it is not wise to go it alone but as stated above not even the attorneys are sure, I know of a person who tried it alone and it was a mess she finally got...
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I am a bit confused as to what you are asking
As ScottGem said above social security is exempt from garnishment for unsecured debt
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Yes and remember that with a judgement there will be interest until it is paid in full
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Well, they are not to pleasant, First comes wage garnshment if your state allows and then your bank accounts can be "frozen"meaning the creditor can dip into your accounts and then any checks you...
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Judy , you are not missing anything, When I was explaining what can happen when a person gets a judgement, I was also on the phone and didn't even realized that I asked was it cc debt... sorry
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Yes,and as noted above the judgement will allow for wage garnishments, if your state allows and also allow them to freeze your bank accounts. As ScottGem said we need a little more information...
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Those title loan places are nothing more than high interest rate loan sharks, Those places as well as cash advance places charge a high interest rate. That is why many states have outlawed them....
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The WORST thing to do is not show up for court,because if you don't show up a default judgement will be given and that will give the cc company the right to not only garnish your wages but attach...
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Hello Tony
First in order for your checking account to be garnished, there had to be a judgement obtained from the court Did you receive any thing with a court date? If you did and you ignored it...
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It seems everyone is having a hard time now,with the economy in a mess, You have to sit down and budget,necessities first like house,food,utilites etc It is hard but try selling one of your cars,try...
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Federal student loans do not have statues of limitations and they can not be discharged in bankruptcy
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Hello
Well the sol's may come into play.Check your state's laws on unsecured debt{credit card] Now with that being said, even though the sols
May prevent them from taking legal action against...
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Social security benefits are exempt from garnishment, but it will be up to you to prove the funds in your bank account are from social security{ if you have direct deposit } and if the creditor has...
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This has scam written all over it, phoney lawyer,everything
Do you acutally know this girl or is it some one you met on line? I say walk away fast!!
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Fr_Chuck is right a judgement is vaild anywhere. I quess I read the question to fast!
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Some states do not allow wage garnishments BUT will allow a levy against your bank accounts. Check your state laws
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Why in the world would you continue to put money into an account that has a levy against it? Why have you not stopped direct deposit?
If you put money into another account with your name on it the...
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If your sole income is social security and you have no other assets such as property etc. then you may be what is called judgement proof simply meaning that If social security is your only income...
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What state are you in? It varies from state to state but I would think a wage garnishment and a bank levy would come first especially if it unsecured cc debt
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I am a little confused,by the anwer that momof4and1 gave.
Why would you call the attorney generals office? If I missed understood .some one enlighten me. I agree with ScottGem we need a little more...
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Hello W T F
You do know that cashing out a 401K will have
Tax consequences as well as early withdrawal penalites unless you are at retirement age
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Hello Alw
Garnishments come from a court ordered judgement and if you look on your copy you will see that interest is added, It should tell you how much.
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Yes,and remember this if the truck is repossessed and sold for less than is owed you may also find yourself with a bill for the balance. Where is your hubby now? Find him and get some answers as to...
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Yes, FrChuck is right. You owe it, ignored the summons and now according to your state laws the default judgement takes effect. Bank levy garnishment of wages are likely to follow
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In order for them to garnish your wages they would have to have a judgement from the court. Did you receive a paper with a court date? If you did and you ignored it then they got a default judgement....
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Look its simple, Pay what you owe. Get a second job, cut back do what ever you can
Like I said I no nothing of the laws in the UK
But morally if you owe it you should work out some kind of payment...
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Are you saying you never opened this account? Then I would not worry about the sol I would have already filed a police report for Id theft
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Pay it or work out payment agreement I don't know about the laws in the UK
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Hello Jess08
ScottGem is so right! Your husband's obligation to pay NEVER GOES AWAY! The sol may come in to play but it is dead wrong for some one like your husband to get a card with no...
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Hi T
The bk laws are so complicated now. You should talk to a lawyer. You will have to disclose all of your finances like money in the bank etc. Each state has exemptons that you can use to keep...
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If you have a judgement they are more likely to go after wages{ if your state allows } and bank accounts. A lien could be put on the title Check your state laws.
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The only way to stop this is to pay it. The only way the creditor got a writ of garnshment was through a judgement from a court. Did you get a paper with a court date? If so did you go? If you did...
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Hello M
The federal court that the papers were filed in should have a copy although it will proably cost you a few dollars to get a copy. You will have to show proper ID. You don't remember your...
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I did not mean to offend anyone with my question. I just on that day thinking Wow,
Here are veterans returning from a war they did not want{ Iraq} and are having trouble getting the help they need...
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Hello
First of all a judgement from the court is the only way a freeze can be put on your account
Bottom line is they took you to court and got a judegement which gives them the right to take any...
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Hello
Excon is right . There isn't any. What your husband has to do is get a job even if it is with a temorary employment agency and start paying of the fines. Nothing in life is free and we all...
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There are not websites that just donate money to you.If that was the case everyone would being logging on. Take a deep breath and don't panic these are tough times. Be thankful you have a job, even...
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Hello Val
What do you mean being sued online?
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I agree with JudykTee payday loans NEVER EVER give up In our state these places got so bad about things like automatic garnishment of wages and sending checks through even when the person was a day...
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