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We already discovered through a realestate assessment that the house would probably not sale for profit because of the high mortgage, closing costs, pending assessments, and the way the market has...

So if my mother is current on her payments, goes to the bank and tells them she cannot afford the payments anymore due to the death of my step-dad, she deeds the mortgage back to the bank, she can...

If a senior citizen is forced to deed his/her house back to the bank, will that affect the senior citizen's credit rating?