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Type: Posts; User: finseth

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  1. Answers
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    1,406

    Credit Score affected by Rental History

    I recently moved out of an apartment since the company doubled the rent. They claim I owe them $150 for the apartment being left dirty which is untrue. I don't want to pay this on a matter of...
  2. How can I cash out excess money I paid on my credit card

    I like to keep a zero balance on my credit cards thus pay off the amount in full. I recently had some refunds on items purchased so my credit balance is negative. If I take a cash withdrawal on the...
  3. How is an APY different than an APR? Anyone tried the Online Direct Banking accounts?

    How is an APY different than an APR. I am getting a 5% APY on savings on an online account. Is there a better option for me where I will need the cash in the near future. I have approx. 7K saved in...
  4. Buying Real Estate if the Job has me relocating every 3-4 yrs

    I work in a job where I have to relocate every 3-4 years. In this scenario does it make sense to buy real estate for that short a time?
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    1,657

    8.5% Interest Rate on a Student Loan

    I have approx. 10 K in student loans at 8.5% interest and 20K at 2.7%. Does it make sense to consolidate these loans or is it better to try and pay down the 10K loan at 8.5%?

    Will I be able to...
  6. Pay it Down -- if the interest on the debt is LOWER than the interest on Savings

    I have student loans in the amount of $20000. Through consolidation and never missing a payment I have the interest loan at 2.50% (simple interest). Montly payment is approx $100.

    I am getting...
  7. Answers
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    1,145

    High Net Worth and 401K Savings

    If I have a net worth of seven figures (excluding IRAs, Home Ownership and 401K) does it still make sense to keep stashing away in the 401K?
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