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I'd say you got a good shot at getting the current damage paid because its Nature NOT natural causes such as aging... but
DOUBLECHECK YOUR POLICY TO MAKE SURE.. so DON'T REPAIR IT YET...

Call...

Give'em a call... explain the situation (wind damage)and see if your roof has that type of coverage.. most likely you do.. and the adjuster may cut you a check to cover the whole thing if it's that...

My Geico Insurance policy will have no problem of covering for me..

I just asked them a few weeks ago that very same question and that's what they told me..

As long as I have damage to my...