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Very interesting. Regarding right of survivorship, on a broad front could that be done by a will ? Or better yet
how can this be accomplish?

All the financial accounts have the wife as beneficiary. Would that be
The same as survivorship?

Thanks so much

An elderly widow is encouraged to pay off her late husbands
Credit card debt which was in his name only. They may attach monies
left by the husband. But can they attach her social security income...