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Type: Posts; User: TxSky

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  1. Answers
    8
    Views
    1,117

    Just out of curiosity

    What makes ExCon and Scott "experts"?
  2. Question: Hsbc Bank

    by TxSky
    Answers
    16
    Views
    2,236

    Possible results of you being harsh: 1) They...

    Possible results of you being harsh:
    1) They become shy and afraid to ask questions or seek advice.
    2) They 'wake up and realize that this was a mistake."
    3) They stop coming here. The site...
  3. Answers
    21
    Views
    4,118

    You get a letter from someone saying they cannot...

    You get a letter from someone saying they cannot legally bring money into this country, so they want to run it through your bank account and they'll pay you to make their dirty money look clean and...
  4. Answers
    7
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    13,041

    I'm sorry that you did not like FR_Chuck's...

    I'm sorry that you did not like FR_Chuck's response, but I believe his information was correct. Someone is responsible for handling all of the Grandmother's assests post-death to make sure that her...
  5. Question: Can bankruptcy

    by TxSky
    Answers
    4
    Views
    1,041

    And the bank. I suggest that you go into the...

    And the bank.

    I suggest that you go into the bonding process openly and honestly.
  6. Answers
    7
    Views
    1,092

    I do agree with most of this. (Chapter 13 is not...

    I do agree with most of this. (Chapter 13 is not a great idea. Chapter 7 is. I don't think either of these will erase judgements though). Getting further into debt is a terrible idea. I only...
  7. Prepaid cards are just gift cards of a type. ...

    Prepaid cards are just gift cards of a type.
    They can't be traced.
    However, that "big withdrawal" will be noticed. If it was made before a judgment was made against you, it is probably safe.
    ...
  8. Answers
    3
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    1,016

    It depends on what the debt was for and what...

    It depends on what the debt was for and what state you live in.

    Texas protects homesteaded homes and wage garnishment on credit card debt.
  9. Answers
    21
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    4,118

    Nothing. What you were actually trying to do...

    Nothing.
    What you were actually trying to do was illegal to begin with.
    However, you should report it.
  10. Answers
    3
    Views
    982

    In my state, credit information stays on for...

    In my state, credit information stays on for almost 7 years.
  11. Question: Bank Account Seized

    by TxSky
    Answers
    6
    Views
    3,619

    It depends on your state, but probably. ...

    It depends on your state, but probably.

    Instead of putting a large check in her account, open your own account.
  12. Answers
    4
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    707

    Check with your state consumer protection...

    Check with your state consumer protection agencies.
    Laws vary.
    In Texas a credit card company cannot garnish wages. In some states they can.
  13. Question: Bank Attachments

    by TxSky
    Answers
    2
    Views
    957

    Check with your state office that handles...

    Check with your state office that handles consumer debt.
    Laws vary from state to state.
  14. Answers
    7
    Views
    1,092

    PS. TALK TO THE CREDITORS. Let them know that...

    PS. TALK TO THE CREDITORS.
    Let them know that you have lost your job.

    When I got divorced my mortgage was a BIG issue. Washington Mutual was nasty the first time I fell behind, then I mentioned...
  15. Answers
    7
    Views
    1,092

    I know that you feel a deep panic right now. If...

    I know that you feel a deep panic right now. If you do get a loan, most likely it will be from someone who is going to cheat you and make it worse. They'll charge you an unreasonable rate, they'll...
  16. Question: Hsbc Bank

    by TxSky
    Answers
    16
    Views
    2,236

    Did you ask when this person took out that loan? ...

    Did you ask when this person took out that loan? This may have been the first e-filed tax return they ever dealt with.

    Did you ask the circumstances that caused them to feel they needed a refund...
  17. Question: Hsbc Bank

    by TxSky
    Answers
    16
    Views
    2,236

    First - To the people mocking this woman and her...

    First - To the people mocking this woman and her family. You are rude. You are not perfect. Many people have no idea that rapid refund loans are a scam.

    Second - I know an individual who went...
  18. Working with a credit agency on a charged off debt I thought was settled

    Years ago, three days after my ex and I filed for divorce, I received a small credit card for $300.

    I paid it regularly and on time until they hit me with an "annual fee" that I thought was a...
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