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This is a fraud, I've been in the loan business, any closing costs is usually deducted from the borrowed loan amount. The difference should be sent to you. There is no such thing as paying up front...

biuedeer, I really want to start an import export company also, I'm in the same boat as a lot of the members. Can you explain to me more of what those terminology (FOB, CIF, CNF, LC, TT) means. ...