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Thank you all so much for your input.

I live in Kansas. I know I still need to pay this off but My diability check is very small. I am just hoping they do not place this back on my credit report.

So far my questions have been answered. Thank you all!

If something has fallen off my credit report, can the creditors or collection agnecy put it back on my credit report? It has not been 7 years, close to 7. I have checked my credit report and it is...

I have not rec'd anything regarding a judgement or court date. They are sending threating letters. My credit is excellent, this item is no longer on my credit report it dropped off last year. I...

I have note rec'd anything regarding a judgement or court date. They are sending threating letters. My credit is excellent, this item is no longer on my credit report it dropped off last year.

I have my disability checks direct deposited into my checking account. I have received a letter from a collection agency stating "For your security, please make all payments". This debit is no...