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Correct. The statute of limitations is only for legal action to collect the debt, not collections efforts entirely. They can legally attempt to collect forever, if they wish, as long as their efforts...

Shorthand for "with regard to"

What I meant was, if you feel morally impelled to do what you can to pay/settle this debt, then that would be your only incentive to do so, if the credit report and...

Is it on your current credit reports? If it is, in fact, 8 years old it should have come off. That's why I asked earlier... having a negative item on your credit report works in the collection...

Here's the issue as I see it, and why you will find many different views here and elsewhere on the net.

People have an obligation to pay their debts. I don't think anyone disputes that. Due to...

It is simply additional information, and can be used when negotiating a settlement, to either party's advantage.

You have a leg to stand on if they sue you, "time barred" is a positive defense.

It sounds like she might be planning to send more than a simple dunning letter, possibly an account summary or...

You've stated you don't know if the account is yours, so when you receive whatever from the collections company (will probably just be an assertion that you owe and demand for payment) you should...

Please let us know how it went!

It doesn't eliminate the back child support, it simply allows it to be paid over time in installments, from my understanding.

An orgasm is akin to a sneeze in some ways; you can't control it and it feels like a big build up then an amazing release of energy. If you had an orgasm you would know it.

Direct and prolonged...

Procedures for revocation of consent vary widely, you need to find out what they are for your state. If you used an agency, they have to provide you with the information.

Do you owe the phone bill to your knowledge or do you believe you had paid it? If you owe it, then you should pay it.

If not, is it a cell phone or residential line? I ask because some types of...

Here is the pertinent Nevada statute with a list of 24 exemptions NRS: CHAPTER 31 - ATTACHMENT, GARNISHMENT AND OTHER EXTRAORDINARY REMEDIES

Your employment and banking information is readily available on your credit reports they are readily available to any and all creditors and collections agencies. If you haven't pulled your free...

Are they using that as proof of standing? If so, I would challenge it if it doesn't include your name, the original account number, etc. A slip of paper saying they bought a debt doesn't really prove...

The Plaintiff sent a local "cover attorney" in our case, and that seems to be a somewhat common practice. Basically it appeared her job was to sit there, say "here" and collect default judgments on...

I went entirely by my old credit reports, as I had also been unable to get validation (from the original creditor in my case). You're right in that if he is claiming no knowledge of the debt itself,...

What is the exact wording on the complaint? I was sued for "account stated" which has a longer statute in my state than open accounts, I had to challenge that as well.

I got the bulk of my...

He didn't dismiss it, he ruled in our favor. Not sure what the difference is but he actually said "I rule for the defendant. You're free to go"



There is an excellent sticky thread about...

I just won my case last week which was very similar.. it was in small claims though.

Your main defense should be the statute of limitations. You should immediately state the debt is time-barred...

Here are the judgment exemptions for S. Carolina Total Bankruptcy - South Carolina State Bankruptcy Exemptions

You can send a letter to the creditor explaining you are judgment proof, that may...

Here is a sample validation letter Sample Debt Validation Letter for Debt Collection you need to change the wording a bit to fit your situation

This should be what the debt verification shows, all account transactions and activity and the date of the last payment/activity. The statute of limitations in FL is 4 years (this can be tricky...

You need to answer the summons, and show up for court or they will get a default judgment against you. With a judgment they can attach bank accounts and put liens on your condo unless you are...

Go to Bud Hibbs Helps America Hold Debt Collectors to the Law! he is a TX consumer law advocate with a lot of info on the site and help. Also good information at Defending Collection Lawsuits

I...

Not showing up = 0% chance of improving anything
Showing up = >0% chance

Is it a large amount owed on each, or more small claims level debt? I recently read about a lady showed up for court where...

I can't imagine a settlement offer to the original creditor, who couldn't verify the account's existence at the time, could possibly translate to an account stated with the debt buyer. It's not that...

Original creditor wrote off debt in 2/2001. Date of last activity varies on different credit reports, but the written off date should suffice. We did try to settle with the original creditor in 2004,...

I want to state up front we tried to settle/pay/negotiate this debt with the original creditor several years ago, in 2002, and at that time they were unable to find our file or verify the debt. We...

Seems the sticky at the top of this forum answered all of my questions. Sorry for missing it previously

We began receiving mail from attorneys and mediation companies offering to help us a with a lawsuit. We weren't aware of any lawsuit, and have not received a summons or notification of any kind.
...

You should be required to have a homestudy as well.

From the SSA website

She made the deposit 107 years ago? That date can't be right, but you have used it twice now. Do you mean 1990?

What was the original agreement about paying for college? This is usually included in the original custody/support paperwork and would be in writing... at least all of my friends who have divorced...

You need to assert your rights, not terminate them!

You need to contact your nephew's caseworker and let them know of your interest in guardianship/adoption. They will tell you the requirements.

Why not?



So? One day isn't right now. I exist right now.



I have nothing better to do than exist, since the only alternative is to not exist. Might as well make the best of it.

I agree with you, it's highly unethical. However, adoptive parents sometimes don't even tell their children they are adopted. As an adoptive parent, I find such a thing unthinkable, but there it is.

Possibly, but I highly doubt a divorce would be prioritized above other types of cases. My brother and his ex simply were separated but not divorced while making payments to the attorney. They could...

Squiffy, yes it is fraudulent, but what would be the incentive to prosecute that fraud if a man willingly accepts paternity of his own accord? Who's the victim (aside from the child)? If the woman...

Basically if he got on their birth certs he legally acknowledged paternity and the biological reality is a moot point. As GV70 stated, if he is on that birth cert, he is the father for all intents...

I don't think any attorneys will do divorces pro bono as it's not an issue of competent defense for a crime, or human rights violation etc. Quite frankly, divorce is elective, a luxury even, and as...

You can date whether married, single or separated. Adultery is grounds for divorce but even in states where it is technically illegal, the laws are rarely enforced..

Mardi Gras is also celebrated in Mobile, AL

Why would you accept his assertion as to what is allowed or not allowed, and what is it you think Family Law Attorneys do?

Really, you need to talk with an attorney. Don't ask questions on the...

Alkaline, what about a change in visitation agreement?

You would be better to try for different visitation arrangements instead of termination of rights. Given his age and reactions, perhaps you can ask to accompany him, or meet someplace, or have him...

Is he the type of person for which this threat would ring true (for most people this would just be an empty, meaningless phrase meaning "I would be angry")? If so, do you have evidence of a history...

Yes, both stress and varying schedules can contribute. Try to go to sleep at the same time every night, regardless of your work schedule, eat healthy, and exercise. Can't hurt at all, and might help.