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  1. The lease states it is due on the 25th so it is...

    The lease states it is due on the 25th so it is due on the 25th.
  2. Answers
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    536

    This is protocol just to avoid confusion later....

    This is protocol just to avoid confusion later. As long as he is being honest, he should have no worries.
  3. Does your father's policy have coverage for...

    Does your father's policy have coverage for Uninsured Motorists? Were there any witnesses? Did you at least catch his license plate #? Did you file a police report? (adds credence to your statement)...
  4. Answers
    3
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    3,792

    What are the circumstances of you needing a roof?...

    What are the circumstances of you needing a roof? If it's just because it's old, then insurance will not cover it. If there was damage (ie. A tree fell through it), then insurance repairs the damaged...
  5. Check with your insurance company- each company...

    Check with your insurance company- each company offers different coverages. The deductible that you're eligible may be contingent upon how long you've been with the company. Give your company a call.
  6. Answers
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    1,232

    They may be unwilling to pay because the other...

    They may be unwilling to pay because the other driver wasn't actually in the car -- did you ask your company what their thoughts on why the other company refused the claim? That's a good place to...
  7. Answers
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    691

    Check with the company who holds the policy....

    Check with the company who holds the policy. Don't be too hasty in your decision to cash it out- check with a financial planner because it may be valuable to keep it since it's already paid up.
  8. If you mean the differences that they offer to...

    If you mean the differences that they offer to the insured, then it's usually just a difference in the amount of coverage. Sewer backup usually has a separate deductible from the rest of the policy...
  9. Answers
    1,265
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    190,128

    Sticky: Awwww, you guys are so sweet! I actually got...

    Awwww, you guys are so sweet! I actually got teary-eyed reading your kind words. I'm trying to make my way back because it's been too long.

    @Aurora- don't worry about sounding creepy; lucky for...
  10. She didn't need to take the additional insurance...

    She didn't need to take the additional insurance since she already had a "home" policy. As Judy said, she shouldn't have to pay any part of this since you were at fault. In fact, whether she was...
  11. Answers
    1,265
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    190,128

    Sticky: Thanks Ladybug, I'm here and I miss all of you so...

    Thanks Ladybug, I'm here and I miss all of you so much! :)
  12. Answers
    1,265
    Views
    190,128

    Sticky: Miss you guys!!

    Miss you guys!!
  13. Whoever is involved

    Whoever is involved
  14. If you are suspected of fraud after they have...

    If you are suspected of fraud after they have already paid a claim, they may sue you for the return of the funds. And you could face criminal charges for insurance fraud. If you did nothing wrong,...
  15. Question: Am I wrong?

    by nikosmom
    Answers
    9
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    889

    Yes, most of it was superfluous and a lot of it...

    Yes, most of it was superfluous and a lot of it was incorrect. Insurance laws are state-specific so be aware of that before you state the info as "fact". Also, what applied when you were a kid...
  16. Question: Am I wrong?

    by nikosmom
    Answers
    9
    Views
    889

    NOT REALLY SURE WHAT MOST OF THIS HAS TO DO WITH...

    NOT REALLY SURE WHAT MOST OF THIS HAS TO DO WITH THE QUESTION AND A GOOD BIT OF IT IS INCORRECT...

    If you give him permission to drive your car, then you are taking on the risk; the added...
  17. I know I'm a little late replying here but...

    I know I'm a little late replying here but Altenweg made some very good points. In a nutshell, you are responsible for caring for your home and this means understanding what your insurance coverages...
  18. Answers
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    907

    Hmm, the Umbrella policy covers all vehicles and...

    Hmm, the Umbrella policy covers all vehicles and homes you own and now including "his" house. In my state, and it sounds like in yours too, that everyone in a household is required to meet the...
  19. Question: Broke Leg

    by nikosmom
    Answers
    66
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    2,364

    Sorry to hear Chuck but I hope everything goes...

    Sorry to hear Chuck but I hope everything goes well - wishing you a speedy recovery! :)

    Now what were you doing when this happened?
  20. Answers
    79
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    2,655

    Yea, if the salad is your backyard! - looks more...

    Yea, if the salad is your backyard! - looks more like a lawn mower of some sort :p
  21. Answers
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    579

    It depends on how cooperative the other company...

    It depends on how cooperative the other company is being.
  22. An Errors & Omissions policy protects the...

    An Errors & Omissions policy protects the insurance company against agent mistakes. If a consumer acts on false information given and therefore is put in a position of loss as a result of being...
  23. Answers
    1
    Views
    578

    Many doctor's offices do charge fees to provide...

    Many doctor's offices do charge fees to provide medical records to individuals. After all, you're costing them time and materials. There are fees associated when these records are provided to...
  24. Sure you can but I'd suggest just going with the...

    Sure you can but I'd suggest just going with the best plan.
  25. Answers
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    1,713

    If the damage is due to back of your drain lines,...

    If the damage is due to back of your drain lines, it will not be covered unless you carry a special endorsement on your policy specifically for Water & Sewage backup.

    Generally speaking, your...
  26. Are you talking about life insurance? What do...

    Are you talking about life insurance?
    What do you mean she had it in your mother's name? Was your mother a designated beneficiary of the policy or was the policy covering your mother?

    I'm sorry,...
  27. Most [reputable] companies will want to visually...

    Most [reputable] companies will want to visually inspect the property before agreeing to bind coverage. If the roof is in such bad shape, you will have to do the repairs first. Plus, assuming you're...
  28. Answers
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    1,307

    I agree with my comrades here, she doesn't HAVE...

    I agree with my comrades here, she doesn't HAVE to make the repairs. However, she can't expect to get a double bonanza either - i.e. she can't expect to sell the house at premium price and pocket the...
  29. Some orthodontists offer payment plans that you...

    Some orthodontists offer payment plans that you can set up. As Flossie suggested, I'd check into a dental school as a starting point. Then maybe if you save up enough for a downpayment, you can set...
  30. Answers
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    716

    Ask your friend the specifics of his/her...

    Ask your friend the specifics of his/her situation. It's possible that they qualified for assistance or grant depending on the medical condition. But as Twinkie suggested, ask who they talked to as a...
  31. The customary cutoff for many companies to file a...

    The customary cutoff for many companies to file a claim is a year. Just call Alfa and see what they say; you don't have anything to lose at this point. I'm not familiar with this company but each...
  32. Answers
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    6,671

    You would need to know which company the policy...

    You would need to know which company the policy is with and they should be able to look it up once you verify certain personal info to prove that you are entitled to the information.
  33. Answers
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    Hi, Welcome to the site. First of all I will say...

    Hi, Welcome to the site. First of all I will say it's best not to piggyback your question onto someone else's so that you get maximum exposure and the best chance of having it answered. Therefore, I...
  34. Question: Insurance claim

    by nikosmom
    Answers
    2
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    984

    As Chuck said, unless you specifically had a...

    As Chuck said, unless you specifically had a flood policy, you have no recourse. Also, it's very unlikely that they would allow you to file a claim so long after- even if you did have a flood policy...
  35. Answers
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    2,348

    Depending on how much it's moved. If it hasn't...

    Depending on how much it's moved. If it hasn't moved very much, you should be able to fix it by wearing your retainer regularly. You may have to go back to your orthodontist to get a new set made. If...
  36. Answers
    2
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    687

    Get an attorney. That state minimum is...

    Get an attorney.

    That state minimum is $20,000- is that for bodily injury or property damage? The limits may different for each.

    Again, get an attorney to help you so that you can fully...
  37. Answers
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    1,073

    Actually Chip and Dale aren't in any movies these...

    Actually Chip and Dale aren't in any movies these days. They were more popular when I was a kid; they were just part of the Disney gang. I admit, they were never as popular as Alvin and the Chipmunks...
  38. Answers
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    1,073

    Sounds like an amazing trip - except for having...

    Sounds like an amazing trip - except for having to switch rooms so many times! Really, what hotel room has twin beds?

    I'll have to check for your other thread; don't think I've seen it. WOW- 19...
  39. Answers
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    851

    If she received welfare, then the money owed is...

    If she received welfare, then the money owed is going back to the state, not her. You need to find out if the money is going back to the mother or if it's going back to the state. If you didn't get a...
  40. Answers
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    Great point Red, and to add to it- marriage...

    Great point Red, and to add to it- marriage shouldn't be seen as a way to escape your family situation.
  41. Answers
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    851

    It's possible that the mother was receiving...

    It's possible that the mother was receiving arrears and that's why she continued to get payments after the children's deaths. Contact the Child Support Enforcement agency where the case was filed. A...
  42. Answers
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    2,023

    Your boyfriend said he is not ready to be married...

    Your boyfriend said he is not ready to be married yet, why not respect his wishes?

    You say you love him, then don't try to trick/convince him into doing something he is not ready for. He will end...
  43. Answers
    12
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    1,073

    That's right Shaz, we want to know how breakfast...

    That's right Shaz, we want to know how breakfast with Goofy was!
  44. Answers
    10
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    851

    Your question is unclear... Are you looking...

    Your question is unclear...

    Are you looking for records of support you have paid or received?
  45. It takes time. I know that's not what you want to...

    It takes time. I know that's not what you want to hear but this stage is new for both of you. You want to grow up and explore new things and he has to get used to letting you go out on your own.
    ...
  46. Answers
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    1,016

    Sit down with him and tell him how you feel. ...

    Sit down with him and tell him how you feel.

    Also, don't ever get your family involved in your sex life. They don't need to know too much about what's going on in your bedroom. That will doom...
  47. Answers
    2
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    713

    Many kids have "thin" hair as until their baby...

    Many kids have "thin" hair as until their baby hair is replaced by thicker/coarser hair. Depending on genetics, her hair may be destined to be thin/fine. There are products on the market to give hair...
  48. Clarify "jealous". What is he doing? What is...

    Clarify "jealous".

    What is he doing? What is the basis for the way he's feeling? Is he insinuating an inappropriate relationship or is he just saying that you spend too much time together? How...
  49. What does the paper say? "Inheritance" implies...

    What does the paper say? "Inheritance" implies that she left something for you after she died; it sounds like she is still alive so doesn't quite sound like an "inheritance". Did she give you money...
  50. Answers
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    333

    I think you are talking about "The Heavenly Kid"...

    I think you are talking about "The Heavenly Kid" starring Jason Gedrick.
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